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The JG Wentworth Debt Program assists individuals with unsecured debts, primarily credit card, medical, personal loan and private student loan. To qualify for their program, you must:
A Certified Debt Specialist will review your debt to determine if you qualify for the Debt Program. Upon enrollment, JG Wentworth will begin working with your creditors to lower your debts, with the highest savings possible for you.
Although the program length varies, JG Wentworth states that the average individual can pay off their debt within 24 to 48 months of starting the Debt Program. We recommend asking one of their Certified Debt Specialists how long the program took for people in similar situations to yours.**
The JG Wentworth Debt Program is designed to help individuals who are:
JG Wentworth’s services are available in 28 states. Contact them to see if your state is eligible for their services.
JG Wentworth does not have any upfront fees. Fee percentages are based on your total debt enrolled into the program and only paid once each debt is finalized. The actual percentage depends on your specific situation and state regulations.
Fees are calculated into your monthly program payment and will never increase. At any time during the process, you are free to cancel the program with no penalty.
Enrolling in any debt program will likely have an initial negative impact on your credit rating. This part of the process can be difficult, but it is important to know this effect on your credit is temporary. As your debts are resolved and you maintain good credit behavior, your credit rating will begin to improve.
JG Wentworth works with unsecured debt, including credit card debt, medical debt, personal loans, and some types of private student loans.
The JG Wentworth website is encrypted using the latest version of TLS (Transport Level Security) encryption.
JG Wentworth’s Certified Debt Specialists are available from 9am to 9pm(ET) Monday to Friday, 9am to 9pm (ET) Saturday, and 10am to 6pm (ET) on Sunday. You can get in touch by phone, email, or live chat. If you request a free initial consultation, a JG Wentworth Certified Debt Specialist will contact you by phone within 24 hours.
JG Wentworth can help individuals with at least $10,000 in unsecured debt pay back their debts for less than they owe. The company negotiates with creditors on your behalf and helps you establish a monthly payment plan. You can find out more about what JG Wentworth may be able to do for you through a free initial consultation.
This review was created using information from the JG Wentworth website and reviews from the Better Business Bureau.
*Debt relief services are provided by JGW Debt Settlement, LLC d/b/a J.G. Wentworth. Program results will vary by individual situation. As such, it may not be suitable for all persons. J.G. Wentworth does not offer debt relief services in all states and fees may vary from state to state. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of debt relief services can potentially have an adverse impact on your credit rating, may result in you being subject to collections, and may result in other adverse action by creditors or collection agencies. Read and understand the program contract prior to enrollment.
** The average program length for clients enrolled in the JGW Debt Settlement, LLC debt settlement program is 35.3 months as of April 20, 2021. Individual program lengths vary by individual situation and range from 24 and 60 months.
