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Jess Ullrich

Jess Ullrich

Jess Ullrich is an insurance expert at BestMoney.com, bringing years of experience covering insurance, banking, and loans. Her work has been featured in Newsweek, Time, Fortune, Yahoo Finance, and other popular financial publications. Before joining BestMoney.com, Jess served as an editor at Investopedia, The Balance, and FinanceBuzz, honing her ability to deliver authoritative financial insights.

Posts by Jess Ullrich

What’s the Difference Between Debt Consolidation and Debt Settlement?

Struggling with multiple debts? Understanding the difference between debt consolidation and debt settlement is crucial for managing your financial future. Let's explore these two debt management strategies to help you make an informed decision.
Read MoreSep 10, 2026
Debt Consolidation vs. Debt Settlement: What's the Difference?

How Do Business Loans Work: A Comprehensive Guide for Entrepreneurs

Understanding business loans helps you secure the right funding for your startup or expansion.
Read MoreAug 27, 2026
A man learning how business loans work.

Pros and Cons of Online Banking

Online banking offers higher interest rates, lower fees, and convenient digital tools — but it also comes with tradeoffs like limited in-person service and potential ATM restrictions. Understanding the pros and cons of online banking can help you decide whether a digital-only bank fits your financial needs.
Read MoreAug 24, 2026
A woman learning about the benefits and drawbacks of online banking.

7 Common Tax Errors That Can Get You In Trouble With the IRS

A single IRS audit can cost you thousands—here's how to protect yourself from common tax filing mistakes. While tax filing may be unavoidable, filing accurately is essential.
Read MoreAug 24, 2026
7 Common Tax Errors That Can Get You In Trouble With the IRS

How to Fill Out a W-4 Form in 2026: A Step-by-Step Guide

Completing your W-4 form accurately prevents unexpected tax bills and ensures optimal cash flow throughout the year.
Read MoreAug 24, 2026
How to Fill Out a W-4 Form in 2026: A Step-by-Step Guide

States With No Income Tax: Is It Really a Tax Haven?

Some US states don't charge income tax, which sounds like a dream for your wallet.
Read MoreAug 24, 2026
A man from a state with no income tax sitting in his office.

How to Withdraw Money From Life Insurance Policy

Some life insurance policies do more than protect your family's future—they can also provide financial flexibility during your lifetime.
Read MoreAug 24, 2026
A senior learning about how to withdraw money from his life insurance policy.

What is Cash Value Life Insurance?

Cash value life insurance combines standard coverage with a built-in savings feature, making it a unique financial planning tool.
Read MoreAug 24, 2026
What is Cash Value Life Insurance?

I’m In My 20s or 30s. Do I Need Life Insurance?

Life insurance isn't just for older adults. Getting coverage in your 20s and 30s could be one of your smartest financial moves.
Read MoreAug 24, 2026
Young man in yellow hoodie happily dancing on the street

Pros & Cons of Living Benefits Life Insurance

Living benefits life insurance lets you access your death benefit while alive, offering more than traditional coverage.
Read MoreAug 24, 2026
A man learning about the pros and cons of living benefits life insurance.
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