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Jess Ullrich

Jess Ullrich

Jess Ullrich is an insurance expert at BestMoney.com, bringing years of experience covering insurance, banking, and loans. Her work has been featured in Newsweek, Time, Fortune, Yahoo Finance, and other popular financial publications. Before joining BestMoney.com, Jess served as an editor at Investopedia, The Balance, and FinanceBuzz, honing her ability to deliver authoritative financial insights.

Posts by Jess Ullrich

How to Fill Out a W-4 Form: A Step-by-Step Guide

Completing your W-4 form accurately prevents unexpected tax bills and ensures optimal cash flow throughout the year.
Read MoreSep 9, 2025
A woman filling out her W-4 form.

States With No Income Tax: Is It Really a Tax Haven?

Some US states don't charge income tax, which sounds like a dream for your wallet.
Read MoreSep 9, 2025
A man from a state with no income tax sitting in his office.

Online Banks: Pros and Cons

Digital banking offers convenience and easy access to your money.
Read MoreSep 9, 2025
A woman learning about the benefits and drawbacks of online banking.

Understanding Capital Gains Tax Rates

Capital gains tax rates significantly impact your investment returns and overall financial planning strategy.
Read MoreSep 4, 2025
A woman learning about capital gains tax rates.

Pros & Cons of Living Benefits Life Insurance

Living benefits life insurance lets you access your death benefit while alive, offering more than traditional coverage.
Read MoreSep 3, 2025
A man learning about the pros and cons of living benefits life insurance.

What Is the Average Business Loan Term?

Business loan terms can range from a few months to several decades, depending on your needs and qualifications.
Read MoreAug 27, 2025
A business owner learning about the average business loan term.

How Do Business Loans Work: A Comprehensive Guide for Entrepreneurs

Understanding business loans helps you secure the right funding for your startup or expansion.
Read MoreAug 27, 2025
A man learning how business loans work.

Is a Business Line of Credit Right for Your Business?

Whether your business is large or small, a business credit line can provide flexible funding to tap into as needed. These credit lines are revolving, meaning you can spend up to your limit and repay your balance, then tap into your credit line again. Business loans work differently; instead of a revolving balance, you receive a lump-sum loan that you repay in installments over a set term.
Read MoreJun 23, 2025
Is a Business Line of Credit Right for You?

I’m In My 20s or 30s. Do I Need Life Insurance?

Life insurance isn't just for older adults. Getting coverage in your 20s and 30s could be one of your smartest financial moves.
Read MoreJun 23, 2025
Young man in yellow hoodie happily dancing on the street

Understanding the Different Types of Car Insurance

Choosing the right car insurance can be confusing with all the different coverage options available. From liability insurance, which is required in every state but New Hampshire, to comprehensive coverage that protects your car against theft or weather damage, knowing what each type of car insurance covers can help you make informed decisions.
Read MoreJun 18, 2025
Understanding the Different Types of Car Insurance
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