Jamela Adam

Nearly 50% of Travel Card Holders Let Their Rewards Expire: What BestMoney's Travel Credit Cards Survey Found

Over a third of Americans have gone into debt for a trip, and almost half have let their card rewards expire. Here's what our survey uncovered about where people are losing value, plus a quick way to check if your card is even worth keeping.

Bank of America® Unlimited Cash Rewards vs. Customized Cash Rewards: Which Fits Your Spending?

Same issuer, same $0 annual fee, same BofA Rewards program — the right pick comes down to how concentrated your spending actually is.

Bank of America® Customized Cash Rewards for Students: What's Different?

The student version has the same rewards and offers as the standard one. What changes is whether, and how, you can qualify for it on your own.

Bank of America Customized Cash Rewards Sign-Up Bonus: $200 Plus 6% in Your First Year

The welcome offer is really two things bundled together: a one-time $200 and a full year of elevated category earning that most reviews treat as an afterthought.

Bank of America® Customized Cash Rewards Credit Card vs. Chase Freedom Flex: Which Choice-Category Card Wins?

One card lets you set your own category and forget it. The other pays more in a given quarter, but only if you remember to activate it.

How to Pay Off Wedding Debt

To pay off wedding debt, list every balance, pick the debt avalanche or snowball method, and consolidate if you can get a lower rate. The avalanche usually saves the most on interest, while the snowball gives faster wins. Put cash gifts toward your highest-rate balance, and avoid 401(k) loans, payday loans and HELOCs.

How to Choose (and Change) Your Bank of America Customized Cash Rewards Category

Every account starts with a category already assigned. Here's how to pick your own, how to switch it, and how often you're allowed to.

Benefits of In-Person Banking: When Visiting a Bank Branch Still Matters

Even as digital banking grows, millions of Americans still walk into a bank branch every month — and for good reason.

How Do I Understand Checking Account Fees So I Can Choose the Right Account?

This guide breaks down the eight most common checking account fees, when they may apply, and how to choose an account that avoids the ones that don’t fit the way you bank.

What to Look for When Opening a Checking Account

Learn which fees, features, and protections are actually worth paying attention to, and which ones most people miss.