Student Loans Articles & Tips

Credible vs. Splash Financial vs. Earnest: Which Lender Is Right for You?

When it comes to refinancing your student loans, it can become confusing on which lender to go with - especially when the personalized prequalified rates, terms, and options are all so similar. So in this article, we’ll pit three of them against one another - Credible, Splash Financial, and Earnest - so you can determine which one is right for you.

Should I Get a Personal Loan or Student Loan Refinance?

Aug. 01, 2023

Should I Get a Personal Loan or Student Loan Refinance?

Anyone who’s been to college knows It’s always a good idea to have a backup plan. Whether it’s applying to more than one school, being open to multiple career paths after graduation, or looking at several homes before buying—almost everyone taps into their backup plan at least once in life.

Should You Choose State or Private Student Loan Refinance?

Aug. 01, 2023

Should You Choose State or Private Student Loan Refinance?

Student debt is becoming one of the big issues of this presidential election season, and with good reason. According to the latest figures, Americans hold a combined $1.6 trillion in student debt. That’s double the amount of debt from 9 years ago, and more than 3 times the debt from 13 years ago, when federal authorities began keeping records.

Mar. 29, 2023

Shed your student loan debt in 5 steps

Earning your college degree is key to your future career stability and satisfaction. More career paths require advanced education and that means a college degree is critical to your success in today's workforce.

How to Send Your Kid to College Without Breaking the Bank

Mar. 19, 2023

How to Send Your Kid to College Without Breaking the Bank

You want to help your kids through college, but what’s the most ideal way? You could give them money, or co-sign on a student loan. Or just offer advice on how to pay for college.

Feb. 08, 2023

When to Refinance Student Loans?

If you are one of the millions of Americans beleaguered by student loan debt, and are unhappy with your current terms, or struggling with repayments, you might want to consider refinancing your student loan. By sticking with the same lender and repayment terms, you could be losing thousands of dollars unnecessarily.

Jan. 26, 2023

Refinancing or Consolidation?

Do you have hefty student loans that you’re still working on repaying? Are you wondering if there’s a smarter way you could be repaying them, either through refinancing or consolidation?

A Guide to Income-Driven Repayment Plans for Your Student Loans

Nov. 06, 2022

A Guide to Income-Driven Repayment Plans for Your Student Loans

For all the news about spiralling student debt, it’s important to remember that student loans are virtually never set in stone.

The Fed wants to raise interest rates—here’s what you should do while they’re still low

Feb. 16, 2022

The Fed wants to raise interest rates—here’s what you should do while they’re still low

Federal Reserve Chairman Jerome Powell has highlighted the possibility of raising interest rates to control inflation as soon as March 2022.

Should You Refinance Your Student Loans During COVID-19?

Should You Refinance Your Student Loans During COVID-19?

Low interest rates could mean that now is a good time to refinance your student debt, but it depends on your circumstances. Is refinancing the savings solution you’re looking for?

These Simple Steps Can Help You Improve Your Credit Score

These Simple Steps Can Help You Improve Your Credit Score

Applying for a term loan can be difficult and tedious, not to mention all the different eligibility criteria. Applying for a mortgage? Be aware of the debt-to-income limit. Business loan? Let’s hope you’re making more than the minimum monthly revenue. Personal loan? Get ready to reveal your annual income.

How to Make the Most of Your College Investment

How to Make the Most of Your College Investment

A Candid Conversation with CollegeFinance.com’s Kevin Walker

COVID-19 Crisis Is a Financial Wake up Call for Millennials and Gen Zers, Survey Finds

COVID-19 Crisis Is a Financial Wake up Call for Millennials and Gen Zers, Survey Finds

The year 2020 began with a fairly healthy economy—stock market prices were high and unemployment rates were low. The COVID-19 crisis derailed financial security for millions of millennials and Gen Zers in a short span of time.

With Near-Zero Rates, Now Is the Time to Refinance Your Student Loan

With Near-Zero Rates, Now Is the Time to Refinance Your Student Loan

Here’s some good news in these difficult and uncertain times: student loan refinancing is about to become much cheaper. That’s because of the Federal Reserve’s two emergency rate cuts in March 2020, which brought the benchmark rate down 1.5 points to near-zero. When the Fed reduces its target rate, private lenders usually lower their rates soon after.

How to Financially Prepare for the New School Year

How to Financially Prepare for the New School Year

Your college classes might look a little different this year, but you will still need to figure out how to pay for your schooling. While preparing for your classes and buying the right textbooks, it is also important to think about your finances. Learning how to manage your money amidst school and working will benefit you long after you graduate.

How to Consolidate Multiple Student Loans into One Simple Loan