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Cash.com Review

Cash.com
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Michael Graw
May. 17, 2022
2 min read
Michael Graw
Cash.com Summary
Cash.com is an online platform where you can quickly compare offers for personal loans, credit cards, student loans, and student loan refinancing. The platform offers comparisons from top personal loan companies such as Avant, Lightstream, LendingClub, Marcus, and more. You can find personal loans up to $100,000 with repayment terms from 2 to 72 months. Using Cash.com is completely free, and you can see your offers in as little as 2 minutes.

Pros

  • Free to use
  • Compare offers up to $100,000
  • Wide range of repayment terms available

Cons

  • Lenders require a minimum credit score of 580
  • No lenders offer same-day funding

Cash.com Cash.com Get My Rate

Suitable For?

Cash.com is most suitable for anyone who wants to compare personal loan offers from popular online lenders. The platform is completely free to use, and you can see offers from Avant, Lightstream, and 5 other lenders in just minutes. Cash.com also has a personal loan calculator to help you determine how much your monthly payment will be for different loan terms.

There’s no minimum credit score to use Cash.com itself, but all of the lenders that the platform compares require a credit score of 580 or higher.

Range of Loans on Offer

Cash.com isn’t a direct lender, but the platform can help you compare offers for personal loans, student loans, student loan refinancing, and credit cards. The personal lenders that Cash.com compares offer loans from $1,000 to $100,000 and repayment terms from 2 to 72 months. Some lenders can get money into your bank account by the next business day after you apply.

  • Compare offers from 7 personal lenders
  • Minimum credit score of 580
  • Rates from 5.99% APR

Application Process & Requirements

You can compare personal loan offers on Cash.com in just 2 minutes. Simply enter the amount you want to borrow and what you plan to use the funds for, then answer a few questions about your employment history and income. You also need to enter your email, phone number, and social security number to complete the application process. Comparing offers with Cash.com does not impact your credit score.

Once your application is complete, Cash.com will display personal loan offers for which you qualify. However, you will need to visit each lender’s site to get your personalized rate quote.

APRs, Loan Amounts & Repayment Terms

The personal loan companies that Cash.com compares offer loan amounts from $1,000 up to $100,000 with repayment terms from 2 to 72 months. Interest rates range from 5.99% APR to 35.99% APR depending on the lender, your credit history, and your loan details.

Privacy & Security

Cash.com uses 256-bit AES encryption to protect your online application. Your account is also protected with a password.

Help & Support

Cash.com offers customer support over the phone and through a secure messaging service on its website. The site also has an FAQs page that answers common questions about personal loans and the application process. If you have questions about your current loan or a specific offer, you will need to contact the lender directly.

FAQs

Q. Does Cash.com issue loans?

Cash.com is a marketplace where you can compare personal loans from 7 online lenders. Cash.com does not issue loans itself.

Q. Is Cash.com free to use?

Yes, Cash.com’s personal loan comparison tool is completely free to use.

Q. How much can I borrow with Cash.com?

Cash.com’s partner lenders offer personal loans ranging from $1,000 to $100,000.

Q. Will using Cash.com impact my credit score?

Comparing personal loan offers with Cash.com will not impact your credit score.

Summary

Cash.com makes it easy to compare personal loan offers from 7 online lenders. You can find loans up to $100,000 with interest rates as low as 5.99% APR. The platform is completely free to use, and comparing personal loans with Cash.com won’t affect your credit score.

Physical Address

Cash Bag, LLC, 9528 Ventura Blvd, Suite #266, Tarzana, CA 91356

Cash.com Cash.com Get My Rate

Michael Graw
Written by
Michael Graw
Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎
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