The Nearside checking account enables you to send checks straight from your online dashboard or the Nearside mobile app for free, up to 5 times per month. ACH transfers are also free and unlimited and can be initiated from your smartphone. You can also link your Nearside debit card to Apple Pay or Google Pay and monitor all your transactions from the Nearside app.
Nearside offers unlimited ATM withdrawals for their users from a network of more than 55,000 ATMs.
|Electronic checks||5 free per month, then $1 each|
Nearside offers customer support by phone and email. You can call from 6 am to 5 pm (PT) Monday to Friday. If you send an email, Nearside's support team will respond within 24 hours, Monday to Friday.
Nearside offers a mobile app for iOS and Android devices. The app enables you to initiate ACH and electronic check transfers and track your debit card transactions. You can also find nearby in-network ATMs and businesses where you’re eligible for cashback rewards. The Nearside app also enables you to view and claim discounts on services participating in the Nearside Perks program.
Nearside checking accounts are FDIC-insured through LendingClub Bank. Your debit card comes with Mastercard ID Theft Protection, which gives you access to identity monitoring and fraud resolution services. You can also lock your debit card in seconds through the Nearside mobile app or online dashboard if it’s ever lost or stolen.
Nearside offers a no-fee small business checking account with no minimum deposit, balance, or transaction volume requirements. NSF fees are waived when you overdraw your account by up to $50 and you get 5 free electronic checks per month. Nearside offers unlimited free ATM withdrawals for its users. Your account includes Nearside Perks discounts with popular business services and currently, 2.2% cashback on all business purchases in 2022. You can try Nearside for free for 90 days.
This review was created using information from the Nearside website.