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For loyal Costco shoppers, the Costco Anywhere Visa® Card by Citi is an great choice. With a paid Costco membership, you get one of the highest cash back rates on gas - 4% at gas stations and EV charging purchases for the first $7,000 per year (then 1% after that), plus 3% cash back on restaurants and eligible travel and 2% on Costco purchases. It's important to note that you can only redeem your cash back once a year at a physical Costco store.
Pros
High gas station cash back rates
No annual fee
Cons
Redemption options require you to go to Costco in person
Exclusively for Costco members
Costco Anywhere Visa® Card by Citi at a glance
4.4
Editorial score
Fees
No annual fee, has other fees
4.0
Eligibility (credit score)
Only accepts excellent credit
3.0
Security
FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication
5.0
Customer service
24/7 service with multiple communication options
5.0
Online experience
Excellent site and app with detailed FAQs, help center, and transparency of rates and features
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