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Capital One Credit Cards Review

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Reviews 1,311

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Ryan Sze
Ryan Sze
Jan. 28, 20224 min read

Capital One Venture X summary

Founded in 1988 as Oakstone Financial, Capital One is now a Fortune 500 company. And with 62.5 million cardholders, it’s the fourth-largest credit card issuer in the US. As some of the bank’s top cards, the Quicksilver, QuicksilverOne, SavorOne, Venture, and Venture X cards all offer either high-value travel points or unlimited cash back, giving you plenty of rewards and options to optimize your spending.

Pros

  • Large credit card issuer with variety of cards to choose from
  • Options for applicants with lower credit scores
  • Some high-end credit cards with more perks

Cons

  • Credit cards with highest rewards have annual fees
  • No additional card rewards for account holders
  • Some credit cards require excellent credit

Capital One Quicksilver Cash Rewards Capital One Quicksilver Cash Rewards Apply Now

Overview

As the 99th largest company among the Fortune 500, Capital One is a formidable contender within the consumer credit card industry. Its diverse credit card offerings are segmented into different tiers, each with its own target market, rewards structure, and fee structure, allowing consumers across the credit score spectrum to access high-quality rewards cards. 

The Quicksilver card, for example, offers a $200 welcome bonus, a 0% intro APR period for 15 months, and unlimited 1.5% cash back. The QuicksilverOne—a version for cardholders with lower credit scores—offers no welcome bonuses, but the same generous cash back rate.

The bank’s Venture and Venture X cards are its premium travel rewards cards. Both offer 10x points on hotels and rental cars and 2 points per dollar on everything else. The Venture X includes an additional 5x points on flights and an added list of exclusive luxury perks. 

Capital One’s SavorOne, meanwhile, is a cash back credit card that offers extra cash back on streaming services, grocery stores, and entertainment, along with an unlimited 1% cash back on everything else.

Suitable for?

Capital One offers a large selection of credit cards suitable for consumers of all types. Both long-time cardholders looking to upgrade to a high-end offering and those new to the world of credit card rewards can find a Capital One card that fits their needs. 

The bank’s Quicksilver and QuicksilverOne cards offer unlimited 1.5% cash back and are a good choice for general spending. Clients looking to maximize their cash back can even pair their Quicksilver with a Savor or SavorOne card to achieve 3% back on groceries, streaming, and entertainment—and 1.5% back on everything else. 

On the other hand, the Venture and Venture X cards have no foreign transaction fees and sizable rewards multipliers for travel expenses. These cards could be a compelling option for frequent flyers, especially those who want to travel in luxury and style.

Customers who value convenience and ease will also admire Capital One’s technology-focused ethos. With a 4.7-star rating on Google Play and 4.8 stars on the Apple App Store, the bank’s highly rated mobile app offers features like autopay, spend tracking, and bill reminders, making it easy to view, manage, and pay a credit card account or bill, even on the go.

Interest Rates and Fees 

Capital One’s credit cards usually come with APRs around 14-25%. Some products, like the Quicksilver or SavorOne, offer a 0% introductory APR period for 15 months. On the other hand, offerings targeted towards borrowers with lower credit scores, like the QuicksilverOne, lack an introductory APR period and can charge interest rates as high as 26.99%. 

Here’s a quick table of each card’s fees and interest rates.


Interest Rate
Intro APR PeriodForeign Transaction FeesAnnual Fee

Capital One Quicksilver Rewards Card

14.99%, 20.99%, or 24.99% APR0% for 15 monthsNone

$0
Capital One QuicksilverOne Rewards Card26.99% APRNoneNone

$39
Capital One Venture Rewards Card15.99%, 20.99%, or 23.99% APRNone

None

$95
Capital One Venture X Rewards Card16.99%, 20.99%, or 23.99% APRNone

None

$395
Capital One SavorOne Rewards Card14.99%, 20.99%, or 24.99% APR0% for 15 monthsNone

$0

Rewards & Cash Back

Capital One Quicksilver Rewards Card

Cardholders approved for this card can earn a $200 cash bonus when they spend $500 within the first 3 months of opening an account. The card also offers an unlimited flat-rate 1.5% cash back on all purchases, regardless of category.

Capital One QuicksilverOne Rewards Card

While the QuicksilverOne does not offer a welcome bonus, it offers the same regular rewards rate as the Quicksilver—an unlimited 1.5% cash back on any purchase.

Capital One Venture Rewards Card

The Venture card is the bank’s introductory premium travel rewards card. It offers 60,000 miles when cardholders spend at least $3,000 within 3 months of account opening. The card offers a rewards rate of 10 miles per dollar on hotels and cars booked through Capital One travel—and unlimited 2 miles per dollar on all other purchases. Additionally, the card offers:

  • 2 free visits to a Capital One lounge
  • A $100 Global Entry and TSA PreCheck® credit, which gives cardholders a fast-pass through security lines at airports

Capital One Venture X Rewards Card

The Venture X is the upgraded version of the Venture card. It offers 100,000 miles when cardholders spend at least $10,000 within the first 6 months. The card offers a rewards rate of 10 miles per dollar spent on hotels and cars and 5 miles on flights booked through Capital One travel—plus unlimited 2 miles per dollar on everything else. Other perks include:

  • Unlimited access to Capital One lounges
  • Unlimited Priority Pass™ lounge access
  • A $100 Global Entry and TSA PreCheck® credit

Capital One SavorOne Rewards Card

The SavorOne card offers a $200 welcome bonus on $500 spent within the first 3 months. The card also offers unlimited 3% cash back on entertainment, streaming services, and groceries—in addition to unlimited 1% cash back on all other purchases.

The Application Process

Prospective cardholders can apply for a Capital One card online. Applicants must provide their legal first, middle, and last name, their date of birth, and their full social security number. They will also need to provide their address (including city, state, and zip code) and citizenship status.

Capital One also asks applicants for contact information, employment status, and annual income, along with whether or not they seek an immediate credit card cash advance. Next, applicants are asked if they want to add authorized users—cardholders who are entitled to spend on the card but aren’t responsible for payments (usually spouses, children, or other dependents). Finally, customers will need to e-sign a series of disclosures.

Once applicants have submitted this info, approvals or denials typically happen nearly instantly, though borderline applicants may need to wait longer for a decision. If an applicant is rejected for a certain card, they will be automatically considered for another card with less stringent credit requirements.

Help & Support

Capital One customer support can be reached via phone. For general inquiries, customers can dial (877) 383-4802. For support related to credit cards, clients can call (800) 227-4825.

Phone call hours:

All days: 8am to 8pm.

Security

Capital One’s website and app offer built-in security features like fingerprint login, real-time alerts, and a streamlined fraud reporting and dispute process. Additionally, Capital One guarantees its customers $0 fraud liability, meaning cardholders aren’t held responsible for charges or losses due to fraud.

FAQ

When will my application be approved?

Decisions are usually made within 60 seconds, but can sometimes take 7-10 business days.

Will I be charged a fee if I use my card overseas?

No. Capital One credit cards have no foreign transaction fees.

Can my APR change?

Yes. Your APR can change based on interest rate fluctuations.

Conclusion

With numerous cards for travel, general spending, and category-specific purchases, Capital One has something to offer everyone. Whether you’re looking to travel with a touch of luxury, want better rewards for your large entertainment bills, or are trying to get your credit history back on track, a Capital One credit card can help you reach your financial goals.

Capital One Quicksilver Cash Rewards Capital One Quicksilver Cash Rewards Apply Now

Methodology

This review was compiled using information taken from Capital One’s official website.

Ryan Sze
Written byRyan Sze

Ryan is a freelance personal finance and investments writer, with more than 3 years of experience trading and writing informative financial content. A chemical engineer by degree, Ryan's interest in finance grew out of a love of data science and computational statistics. His byline can be found on well-known sites such as The Motley Fool, Investing In The Web, and Top10.com.

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  • author
    DEBBIE MONTALBANO
    a day ago
    Thank you Andy and Biz credit you guys

    Thank you Andy and Biz credit you guys Have made it possible to strive in business Since 1978 we have been pushing to continue To serve 7 generations. Thank you so much. Debbie

    ...

  • author
    Easy steps
    a day ago
    Paul is the best

    Paul is the best

    ...

  • author
    Jagdeep Nayyar
    a day ago
    very good team adjustable nice soft…

    very good team adjustable nice soft spoken always listen person like me who always shout to others thank you though

    ...

  • author
    VICKY DANG
    2 days ago
    NITISH PATEL HAVE GREAT CUSTOMER SERVICE

    NITISH PATEL HAVE GREAT CUSTOMER SERVICE

    ...

  • author
    Estelle Jones
    2 days ago
    Quick and easy process

    Quick and easy process

    ...

  • author
    Muhammad Ahmad
    2 days ago
    Nitesh Patel is highly professional and…

    Nitesh Patel is highly professional and committed person. we have very good experience during my process of loan. He is very efficient and well knowledeable in his work.

    ...

  • author
    Lashawn Norman
    2 days ago
    The loan process through Biz2Credit was…

    The loan process through Biz2Credit was simple and self-explanatory. The turnaround time was great and everything was explained in layman's term no hidden details. Saif had the best great customer service and he walked me through the entire process. If your business is needing funding this is the company to use.

    ...

  • author
    Mary Santana
    2 days ago
    Great experience working with Rony

    Great experience working with Rony. Made the process simple and easy!

    ...

  • author
    Mary Santana
    2 days ago
    Great experience working with Rony

    Great experience working with Rony. Made the process simple and easy!

    ...

  • author
    Rocky Singh
    2 days ago
    Gary biz2credit

    Had a great experience with biz2credit. Gary helped me to get funds very fast without any problems thanks for all the help.

    ...

  • author
    luisa macabanti
    2 days ago
    I am happy for my recent funding

    I am happy for my recent funding. Spencer Bailey and his subordinates are very professional and really help to get you funded with great rates and longer term. I will recommended them based on my experiences with Biz2Credit. LLL stop n shop

    ...

  • author
    elisa lopez
    2 days ago
    Himanshu was great at helping me and…

    Himanshu was great at helping me and understanding every step of my loan they were quick and efficient I would definitely recommend them to any business owner looking for a loan !!

    ...

  • author
    Stephen Atchison
    2 days ago
    Sumit Kumar was just the greatest

    Sumit Kumar was just he greatest! Everybody on your team is fantastic and professional. We are very happy to work with Sumit and the Biz2Credit team!

    ...

  • author
    THE NICE FAMILY
    2 days ago
    Spencer Bailey

    Spencer; thank you. Your services was great. I look forward working with again. Thanks for everything Spencer Bailey

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  • author
    Alik Cantstop
    2 days ago
    Big Thank you Paul Woods for the great…

    Big Thank you Paul Woods for the great and smooth experience. My first time working with Biz2Credit I thought it might be a difficult long process, Paul Woods made my experience and my company needs come true with short and smooth professional timing along with very flexible negotiation. I be referring you and your company to everyone I know. Thank you Again! Cantstop

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  • author
    Scott McAlister
    2 days ago
    Wanted to thank Kevin & Himanshu for…

    Wanted to thank Kevin & Himanshu for all the hard work they put in on our loan that we received very quickly after applying for. One of the easiest loan processes I have ever been through in 30 years. What a team effort to get us the capital that we needed right away. Thank you and please use them for your future expansions. First class service .

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  • author
    Nathan Pearcy
    2 days ago
    Anubhav was a huge help in getting us…

    Anubhav was a huge help in getting us though the process of securing the loan very fast.

    ...

  • author
    Kya Woodson
    2 days ago
    I applied for Business Credit …

    I applied for Business credit not knowing what to expect Mohd Danish was Amazing, he explained the entire process and always kept me updated real-time with the status of my loan. Thank you very much Mohd you are the best.!!

    ...

  • author
    Mohammed
    2 days ago
    Sajid was good in communication and…

    Sajid was good in communication and everything went smooth. Got the money we need and just the only thing was high was the fees they charge. Thanks

    ...

  • author
    Akash Patel
    2 days ago
    Tim Davis and spencer was so helpful…

    Tim Davis and spencer was so helpful and so quick to get me a funding in 3days and they answered my all questions anytime

    ...

  • author
    Danny Taylor
    2 days ago
    Jogeeshwar S Chakrapani was very good…

    Jogeeshwar S Chakrapani was very good at helping me secure 10,000 business loan for inventory cash flow. I recommend!

    ...

  • author
    Latoria McCauley
    2 days ago
    I was in need of Business loan to help…

    I was in need of Business loan to help build my business credit and Danish came to the rescue. He was efficient; communicative and went above and beyond. This made the process so easy and stress free. Keep up great work Danish

    ...

  • author
    Modern Blinds
    2 days ago
    I had a great amazing experience…

    I had a great amazing experience through out my loan process, Aaron Smith helped me with the entire process and he was very thorough, honest, and very straight forward with all the details I can confidently say I will be getting my next business loan through biz2credit! The services is top tier and I have no complaints and that’s how life and these type of things should be very smooth and easy to understand.

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  • author
    mr williams
    2 days ago
    Very happy with the customer service…

    Very happy with the customer service and funding. Jordan was amazing

    ...

  • author
    Micale Dieudonne
    2 days ago
    Patrick Cole help me with my business…

    Patrick Cole help me with my business loan, he was very professional, helpful, and understanding. I would love to give more than 5 stars.

    ...

  • author
    Ramzan mosani
    2 days ago
    Austin ray helped for funding for the…

    Austin ray helped for funding for the 3rd time

    ...

  • author
    JASON BROWN
    2 days ago
    Outstanding support and service…

    Thank you Ron and the entire biz2credit team for being an integral part of my growth.

    ...

  • author
    Billy
    2 days ago
    Jason worked quickly to get us the…

    Jason worked quickly to get us the funding we needed.

    ...

  • author
    Praveen
    2 days ago
    The team at Biz2Credit has been very professional, courteous and quick with funding

    The team at Biz2Credit has been very professional and secured us funding for $1Million in just few days. What took us at-least 1 month to secure loan from bank earlier, Biz2credit makes it effortless with quick funding when we needed it. Sandeep Rajput has been working with us and coordinating with his team to make things happen so effortlessly. Sandeep has been courteous and professional and very easy to work with. Appreciate Sandeep's efforts and the efforts of the larger team in the whole process.

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  • author
    TWSC
    2 days ago
    Zameer was helpful and fast in getting…

    Zameer was helpful and fast in getting us funded.

    ...

  • author
    Deborah Huston
    2 days ago
    Aaron was a huge help in getting us…

    Aaron was a huge help in getting us though the process of securing the loan.

    ...

  • author
    Asif Hussain
    2 days ago
    I recently contacted biz2credit from a…

    I recently contacted biz2credit from a commercial on a Hindi channel. To my surprise the experience turned out to be a great one. All paperwork was done smoothly and I was assisted by Sajid. They keep a really to the point l, and professional way of working yet make it feel comfortable enough to advice and suggest you to make a better decision about your needs for your business. I was really happy to see that Sajid dived in into the information and made every step really easy and understandable and funded me. I would highly recommend them to anyone with need for funding. 5 stars for biz2credit and 5 for sajid.

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  • author
    REBECCA MARTINEZ
    2 days ago
    I have worked with Biz2credit for the…

    I have worked with Biz2credit for the past 7 years. They have always been very transparent in everything they do. I have worked with Sean dormer toy many times in these years and he is always kind and courteous and makes sure he is on top of things in order to get me funded in days. Sean is always available on the phone and answers my emails quickly. Sean has made this entire process smooth, easy, and stress free.

    ...

  • author
    Rihana
    2 days ago
    Roshan and kevin are awesome case…

    Roshan and kevin are awesome case manager.

    ...

  • author
    Tita
    2 days ago
    Fast and prompt

    Working with Sandeep Rajput He is fast and prompt Would work again in the future

    ...

  • author
    Jonathan W.
    2 days ago
    Harsh was amazing

    Harsh was amazing throughout the process and helped us get funded in a timely manner. Thank you so much.

    ...

  • author
    James
    2 days ago
    Thank you so much Roshan for getting me…

    Thank you so much Roshan for getting me quick funds.

    ...

  • author
    Rene Estrada
    2 days ago
    Excellent service

    Excellent service

    ...

  • author
    Tina Gower
    2 days ago
    Zameer Askari was very helpful with the…

    Zameer Askari was very helpful with the process of getting our small business funded. Communication was always open and he was easy to contact any time of the day. We will definitely use Biz2credit again. Angelmedic CPR

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  • author
    Marcus conley
    2 days ago
    It feels great not having to worry…

    It feels great not having to worry about paying it back

    ...

  • author
    Quintolyn Kirby
    2 days ago
    Tommy was great

    Tommy was great! He made this process very simple and easy. He answered all my questions and got me funded quickly. I will definitely be using Biz2Credit again!

    ...

  • author
    MM
    2 days ago
    The entire process is straightforward

    The entire process is straightforward, transparent and was user-friendly.

    ...

  • author
    Claudin Sainvilus
    4 days ago
    Thank you so much

    Thank you so much. This is the best company ever

    ...

  • author
    customer
    May 14, 2022
    Pretty quick and easy friendly staff…

    Pretty quick and easy friendly staff but my only issue was a bit of lack of communication when it came to documents needing to me submitted which ended up holding up the loan a day or so

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  • author
    Kenneth Wild
    May 14, 2022
    Again Biz has come thru for us

    Again Biz has come thru for us. They are always there at the right time. Thanks to everyone there for the speedy approval and funding.

    ...

  • author
    Deborah Huston
    May 11, 2022
    David and Aaron were great to work…

    David and Aaron were great to work with. They continued getting to my end goal.

    ...

  • author
    Salman Mirza
    May 11, 2022
    Excellent experience

    Excellent experience! Front start to finish loan forgiveness! Thank you Biz2credit!

    ...

  • author
    Anna
    May 09, 2022
    The worst! Read below.

    I had the worst experience with the company. First of all, their offers are terrible and total rip off even if you got great credit history. And the worst of all, their agents are using fake generated numbers to get to you, keep calling non stop, pass your info to other companies and scammers. Ones, their agent use MY own number to get to my husband when the agent got blocked on all other numbers!!! This is totally illigal to use someone else's number! Biz2Credit is NOT legit! Stay away from them!

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  • author
    MT Fitness
    May 09, 2022
    Biz2Credit is a very good option when…

    Biz2Credit is a very good option when trying to obtain a business loan. The agents are very prompt. You'll usually receive an answer within an hour or so. Agents are very knowledgeable about their business. (Stay away from Rf loan)

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  • author
    DAVID KAMAU
    May 05, 2022
    Very reliable credit company that has…

    Very reliable credit company that has been a rescue for our business when we have been down on our working capital. Very quick process and very helpful. Thanks Biz2credit

    ...

  • author
    Nacole
    May 04, 2022
    Eli is phenomenal

    Eli is phenomenal! He took care of me every step of the way. Eli really made me feel important, and makes me happy to have a relationship with Biz2Credit !!

    ...

  • author
    Stephen Redmond
    May 03, 2022
    Great service and very prompt

    Great service and very prompt. Thank you.

    ...

  • author
    Chynell Lee
    May 03, 2022
    Thank you!

    David and Jatin were extremely instrumental in getting us our first funding opportunity for our small business! We look forward to working with them in the months to come.

    ...

  • author
    Lawrence Wooden
    May 01, 2022
    Needed business funding and biz2credit…

    Needed business funding and biz2credit came through. Process was a little lengthy with a lot of paperwork request; however, as a first-time customer it was expected. Things will go a lot faster next time

    ...

  • author
    customer
    Apr 30, 2022
    They have really helped me out and they…

    They have really helped me out and they practically helped saved my business. They are easy to work with. They also helped set up my payments. They are very easy to work with that I have referred them to other companies.

    ...

  • author
    Ivy
    Apr 30, 2022
    They were friendly and prompt!

    They were friendly and prompt. If you have your paperwork together it's a jog in a park. Mathew was professional and quick to assist when needed.

    ...

  • author
    Mike
    Apr 27, 2022
    Smooth process from start to finish…

    Smooth process from start to finish with great service throughout the fast and easy process. Thanks Kevin for your guidance

    ...

  • author
    Ann Clark
    Apr 26, 2022
    Excellent

    Excellent and courteous would use again!

    ...

  • author
    Jazmin Escurra
    Apr 26, 2022
    Excellent costumer service !!

    Excellent costumer service !!

    ...

  • author
    Lillie Caudle
    Apr 24, 2022
    Very great process an people I truly…

    Very great process an people I truly love them

    ...

  • author
    Kay Duah
    Apr 22, 2022
    Jason Smith is beyond amazing

    Jason Smith is beyond amazing. He knows how to deal with businesses and get what a business needs. I've dealt with many agents from biz2credit and Jason Smith by far is one of the best. Thanks!

    ...

  • author
    عراقي في امريكا
    Apr 22, 2022
    They did amazing job and great deal

    They did amazing job and great deal

    ...

  • author
    mehul
    Apr 22, 2022
    John Smith he is really good and excellent

    John Smith he is really good and excellent I am working with he more than 1 years Biz2credit really helpful on my business.

    ...

  • author
    LUCKETT STRATEGIC SOLUTIONS IN
    Apr 22, 2022
    John & Jason Smith Awesome Duo

    John & Jason Smith have an amazing team! I’ve talked to almost everyone there and I’m quickly forming a solid relationship not just for myself as a business owner but also for my clients! Please consider Biz2credit for your business financing solutions. They are trustworthy and customer service friendly!

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  • author
    James
    Apr 22, 2022
    Roshan was the one who got me funded…

    Roshan was the one who got me funded quickly.

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  • author
    SW
    Apr 22, 2022
    I am giving a 3 star overall

    I am giving a 3 star overall. My reasoning for this is due to the the amount of time it took to actually acquire the funds. The company takes you through a rigorous process. I understand there are fraudulent people out there but it's insane. I worked with Mohd Danish, who was very nice and the gentleman who came out to my business for the inspection was very nice. I also do not care for the repayment plan. The expectation for payment is right away and way more than I expected weekly, but I am trying to save my company and I was in a pinch so I went through with the process.

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  • author
    David Martinez
    Apr 22, 2022
    Ankit was very professional

    Ankit was very professional and finding was quick and esay.

    ...

  • author
    Jerry Mcgee
    Apr 20, 2022
    Forgiveness feels great so wonderful…

    Forgiveness feels great so wonderful I'm still trying to run this business with everything that's going on and things that's going on and to be forgiven takes a lot of weight off of my shoulders thank you

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  • author
    KEDAR HANNA
    Apr 20, 2022
    They are fast and easy to work with

    They are fast and easy to work with. Terms can be a little different, but they come thru if you need quick financing. The commicate with you every step of the way. And when they give you a distribution date the money will be in your account that day.

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  • author
    Abby Phipps
    Apr 19, 2022
    They made the process easy and replied…

    They made the process easy and replied quickly. Great team...they knew what I needed!!

    ...

  • author
    Amy H.
    Apr 18, 2022
    Great & fast service

    It was a very painless process and they were quick, thorough and helped me out when I was in a pinch to get back on track. I will for sure use them again for future endeavors.

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  • author
    Larry Rein
    Apr 15, 2022
    The process was easy and the funds…

    The process was easy and the funds helped when it was truly needed.

    ...

  • author
    Abdulhakim Hashi
    Apr 14, 2022
    Great services when I was I need

    Great services when I was I need. Thank you for the service

    ...

  • author
    LK
    Apr 12, 2022
    Great experience

    Very easy and user-friendly experience from start to finish, helped our business navigate the PPP process, were very responsive, and were very fast with processing.

    ...

  • author
    CD
    Apr 12, 2022
    The level of communication and…

    The level of communication and understanding has been received a lot better for this round of funding. I was working with other lenders and decided to focus my attention to Biz2Credit due to the confidence in lending practices and level of Customer service.

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  • author
    Kanay Shah
    Apr 09, 2022
    Great Service and easy process to get…

    Great Service and easy process to get loan approved. Tom was very supportive!

    ...

  • author
    D.C
    Apr 07, 2022
    Thank you!

    Thank you! Sajid was the one who help us got approved. Though the process took sometime but glad it was finally went through. Sajid was always available to help.

    ...

  • author
    Kinara Bakery
    Apr 07, 2022
    Buenas tardes

    Buenas tardes, kinara Bakery está muy agradecida por la oportunidad que nos brindó Biz2Credit, cuando nosotros más necesitamos insertar un nuevo capital para nuestra empresa.

    ...

  • author
    Millennial Doggies
    Apr 06, 2022
    A+++++ wonderful job

    They amazing they were on top of things very communicative they made it work and they were very resourceful I would definitely be using biz to credit for my future credit lines

    ...

  • author
    Joseph Vargas
    Apr 05, 2022
    working with Parminder singh and his…

    working with Parminder singh and his manager Prashant Mishra has been an awesome experience they work with me in getting funding everytime I need it I will always do buisness with them they have helped my small buisness and I appreciated thank you very much my experience has been awesome with them .

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  • author
    Owner
    Apr 05, 2022
    you failed do i need to say any thing

    you failed do i need to say any thing

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  • author
    Kizzie
    Apr 04, 2022
    Excellent

    Excellent customer service was outstanding and quick

    ...

  • author
    customer
    Apr 04, 2022
    Scam.

    They are complete scammers. Do not trust this company

    ...

  • author
    James Beckett
    Apr 03, 2022
    Team work make the dream work

    The staff is great, they were very honest and upfront. The process is kind of long. The request of all the required material need can be tiresome. The funding is quick and they explain everything to you several times. Overall it was a great experience.

    ...

  • author
    Malik
    Apr 02, 2022
    So far so good

    So far so good

    ...

  • author
    Mark Tulloch
    Apr 01, 2022
    Easy process and great communication

    I have to say thanks Mark, the process was smooth and what I enjoyed most was the good communication. You guys are my go to for funding for now on.

    ...

  • author
    Muhammad Furqan
    Apr 01, 2022
    i really love to work with mr Parminder…

    i really love to work with mr Parminder and prashant they help me too much in my hard time when i dont have a money to pay my debts i really highly recommend these 2 guys and whenever i need loan again my first priority is gonna be mr parminder

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  • author
    Jay
    Apr 01, 2022
    I have taken so many funding from…

    I have taken so many funding from biz2credit. They gets me good offer ever time. I have dealing with Roshan and kevin. They are very fast.

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  • author
    Tracy
    Apr 01, 2022
    Good Job

    This company is great. I received my loan very quickly and is able to continue with my business. Sajid and the team are doing a great job!

    ...

  • author
    Lenz's
    Apr 01, 2022
    To whom it may concern

    To whom it may concern, just letting everyone know that I have the outpost respect for this company and especially Mohammad Danish who always check on me and see how I am doing. My previous two advancement have been completed by Mr. Danish and he has been extremely helpful and patient. I highly recomend Biz2Credit and specially Mohamad Danish.

    ...

  • author
    Lulu Conexion
    Apr 01, 2022
    my experience was good

    my experience was good thanks you all support was great

    ...

  • author
    MLC life
    Mar 31, 2022
    I had a very great experience

    I had a very great experience. Customer service was amazing. Thank you Biz2 . You guys really helped out my business.

    ...

  • author
    derrick workman
    Apr 01, 2022
    THEY WILL DESTROY YOUR BUSINESS AND YOUR LIFE.

    I started receiving a crazy amount of emails and phone calls from this company for business loans. At first I didn't need or want a loan but the calls kept coming. Months later I started another business and needed to purchase equipment. I get a call from biz 2 and thought why not. I explained to them that I wanted to purchase a semi truck. They told me the couldn't finance the full amount but if I took out a loan and pay it off they could finance the truck on the next loan. I took out the loan and paid it off but they still gave me the run around. They convinced me to take out another loan and I did with the hopes of getting the money to buy the semi, they always promised better rates but never give them. These high interest loans have been eating up my bank account, they had me caught in there loan net. Needing to do another loan to try one last time to get this truck all I found was myself getting father and father in debt with these vultures. Unlucky I catch covid and I caught it bad. I was out and almost died along with my girlfriend. We were out for 3 months with covid. Our Doctor advised me not to go out in public until I had all my shots because I had gotten so sick with covid. The whole time I was sick the payments were still being made to biz 2. I called biz 2 and informed them of my situation once I was able to go outside. I get to my office and everything is out of wack. I call biz 2 and ask for help and to see if they can pause payments for a month to let me get everything back in order. They did give me 2 weeks. Biz 2 put a UCC on my business right after I asked for the extra time to catch everything up. I noticed I wasn't getting ant orders coming in through my 5 contractors so we wasn't making any money and I didn't understand why. I tried to take a payment with my square and couldn't. I called my contractors and was told that my business had a UCC filing on it and we couldn't be in the market with that on us I called square and was told the same. I have been in business for 15 years doing great until I met these people NOW IM ABOUT TO LOSE EVERYTHING I WORK SO HARD FOR. EVERYTHING DOWN THE DRAIN. MY HOME MY LIFE. they made it so I can't get work but want me to pay. I SHOULD HAVE NEVER DID BUSINESS WITH THESE FAST TALKING, STALKING, PEOPLE. I LET THEM PRESSURE ME INTO A LOAN AND NOW I HAVE NO BUSINESS. DONT THROW YOUR BUSINESS AWAY USING THESE CROOKS FIND ANOTHER COMPANY IF U NEED A LOAN. This company has a class action lawsuit against them. A New Jersey-based direct-response television marketing company alleges in a proposed class action that Itria Ventures has engaged in a number of fraudulent practices with regard to loans and other transactions The 23-page lawsuit alleges Itria and affiliate broker Biz2Credit Inc. have fraudulently misrepresented loans as financing agreements, improperly sought payment outside of purportedly purchased future receivables and unlawfully charged criminally usurious interest rates on top of “multiple acts of racketeering.”

    ...

  • author
    Consuelo Neri
    Mar 30, 2022
    Life saving

    Life saving. The funds arrive ASAP, no waiting no extra paper work. Manageable payments. Thank you, Neri

    ...

  • author
    Kenneth Wild
    Mar 29, 2022
    I absolutely love biz2credit

    I absolutely love biz2credit. Twice now they have came through for me. Both loans were what I was looking for and very affordable. Aaron Smith was so professional and most helpful. Thanks to him I am able to expand my business.

    ...

  • author
    Viraj Desai
    Mar 29, 2022
    Very Good service by Mike williams got…

    Very Good service by Mike williams got funded in a day. I would highly recommend to work with Mike williams

    ...

  • author
    Rajashekar Vooradi
    Mar 29, 2022
    Himanshu was very helpful in getting…

    Himanshu was very helpful in getting this done in the shortest time possible. I would recommend them to any small business owner who needs help.

    ...

  • author
    Stephen Hernandez
    Mar 29, 2022
    Saif and Roger were very professional…

    Saif and Roger were very professional and helped me recieve my funds when I needed it for our employee pay. Thank you both for your professionalism and kind customer service.

    ...

  • author
    Ali Raza
    Mar 29, 2022
    Sajid was extremely helpful.

    Sajid was extremely helpful. Got me approved in 48-72 hours! Really love their service

    ...

  • author
    DEBBIE MONTALBANO
    Mar 29, 2022
    Fast service

    Fast service

    ...

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