The listings featured on this site are from companies from which this site receives compensation. This influences where, how and in what order such listings appear on this site.

Avant Credit Card Review

Find a customized quote easily

Reviews 23,062

This site is a free online resource that strives to offer helpful content and comparison features to our visitors. We accept advertising compensation from companies that appear on the site, which impacts the location and order in which brands (and/or their products) are presented, and also impacts the score that is assigned to it. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

Michael Graw
Michael Graw
Jun. 23, 20224 min read

Avant Credit Card summary

Avant is an online financial services provider founded in 2012. The company provides access to personal loans, credit cards, and other financial products to help individuals with little to no credit history build their credit. There are no hidden fees and no security deposit required. There is an annual fee of $59, but the Avant Credit Card allows you to build your credit score by making your payments on time.

Pros

  • No security deposit required
  • Available to individuals with little credit history
  • Reports to all three major credit bureaus

Cons

  • Comes with an annual fee
  • No rewards program
Avant Credit Cardat a glance
4.4

Editorial score

Fees

Multiple fees

3.0

Eligibility (credit score)

Accepts all credit types

5.0

Security

FDIC insured, SSL/AES encryption and supports 2 factor and biometric authentication

5.0

Customer service

Multiple communication options, wide range of hours

4.0

Online experience

Excellent site and app with detailed FAQs, help center, and transparency of rates and features

5.0

Avant Credit Card Avant Credit Card Apply Now

Overview

The Avant credit card is designed to help individuals with poor credit or little credit history build up their credit score. There is no security deposit required, and you don’t need a cosigner to apply for the card.

The card offers a credit limit from $300-$3000 to help you more easily pay off your balance each month. In addition, Avant reports your on-time payments to the three major credit bureaus so that your credit can rise over time. 

Suitable for?

The main reason to use the Avant credit card is to build up your credit. If you have little or no credit history or damaged credit, you can use the Avant credit card to establish a history of on-time payments. It can be particularly helpful for individuals who are building their credit for the first time.

The Avant credit card also stands out for how easy it is to manage. You can make payments and review your transactions 24/7 from an online dashboard or the Avant mobile app. There are no hidden fees, and you’re not responsible for unauthorized charges that result from fraud. If you travel, the Avant credit card comes with zero foreign transaction fees.

Interest Rates and Fees

The Avant credit card comes with an annual fee of $59. There are no foreign transaction fees or any other hidden fees. If you are late making a payment, a late fee of up to $39 applies. The credit card comes with an interest rate of 27.24% (variable).

Annual Fee
Foreign Transaction Fee
Late Fee
APR
$59
None
Up to $39
27.24% (variable)

Rewards & Cashback

The Avant credit card doesn’t offer a rewards program or introductory offer at this time. 

The Application Process

You can apply for the Avant credit card online. 

To get started, you’ll need to enter some basic personal information, including your name, address, email, and social security number. You’ll also have to consent to a soft credit check. If you qualify for an Avant credit card, the corresponding annual fee and variable APR will be disclosed at the time of approval. Once you complete the application and accept the offered terms, Avant will mail you your card within 7-10 days.

Help & Support

You can contact Avant’s customer support team by phone or email from 7am-10pm (CT) Monday to Friday or 7am-8pm (CT) Saturday and Sunday. Avant also has a detailed FAQs page where you can find answers to common questions about the credit card.

Phone call hours: 7am-10pm (CT) Monday-Friday; 7am-8pm (CT) Saturday and Sunday.

Security

Avant uses bank-level SSL (Secure Socket Layer) encryption to secure your credit card application. The Avant credit card comes with an EMV chip for transaction security.

You’re not responsible for unauthorized transactions resulting from fraud.

FAQ

Does Avant offer autopay?

Yes, you can set up autopay for your Avant credit card to automatically pay your minimum payment due or your total statement balance each billing cycle.

Can I request a credit increase?

You can request a credit increase through your Avant dashboard after 6 months of use.

What happens if I lose my Avant credit card?

You can call Avant to deactivate your card if it is lost or stolen. You are not responsible for fraudulent charges on your card.

Conclusion

The Avant credit card can help individuals with little or no credit history build up their credit. The card doesn’t require a cosigner or security deposit. You can get a credit line between $300 to $3000 and easily manage your card from the Avant web dashboard or mobile app. Avant branded credit products are issued by WebBank, Member FDIC.

Avant Credit Card Avant Credit Card Apply Now

Methodology

This review is based on the Avant website, online application, and terms sheet for the Avant credit card.

Michael Graw
Written byMichael Graw

Michael Graw is a Bellingham, Washington-based writer focusing on finance, tech, and science. His work has been featured in print magazines and high-impact websites. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

Avant Credit Card
Avant Credit Card
ExcellentReviews 23,062
Visit Site

Trustpilot reviews

See what some costumers are saying about Avant Credit Card
Avant Credit Card
ExcellentReviews 23,062
on
Excellent
82%
Great
10%
Average
2%
Poor
1%
Bad
5%
  • author
    Dorian H
    Jan 01, 1970
    Loan Experience

    Applying for $1000 loan was customer friendly, and in terms of functionality.

    ...

  • author
    ALDickson
    2 days ago
    Wrongfully holds funds when payment is made on time.

    Blocked me from using my funds on 9/26 because of a payment due on 9/25.... Get this, which I paid on the 25th on time. First, I've never had a company block funds because of a late payment by a day, but the facts are that payment was made on time and not late. They can see it in their system as pending and won't unblock until it posts, which we all know takes a couple of business days. So the majority of their customers would have to be having their funds blocked for payments they make on time, on their due date, while their payments are in pending. I even explained I'm visiting my dying dad in ICU and needed a hotel and they refused to do anything even though they can see my payment was made on time. Then, I was told that my payment would go through at the end of the day 9/26 and unblocked for 9/27. I called back 9/27 and it's still blocked, with the agent telling me it's still in pending even though I can see payment posted with a thank you note. I will never ever use this company again and am paying it off and recommend no one else use them. This policy of theirs was not in the terms and conditions when applying for credit. Edit to reply to Avant's reply: Why would I waste more time calling you when I've called three times and even spoke to a supervisor? My dad is dying, I don't need to waste my time with a company like you who didn't try to make it right several times.

    ...

  • author
    David
    2 days ago
    Useless checking account

    I would never ever recommend Avant bank to anyone. Not in a million years. First off, they trick you into opening an account. Like many of you, I was looking for a credit card for those with low credit scores looking to rebuild their credit. I came across the Avant card and applied for it. After applying, I wasn’t actually told if I was approved or not, I was just told “thanks for applying. We have something else that might help you.” I actually didn’t realize this was for a checking account, but wanting the credit card I continued. Then I see I was denied the credit card. So what the heck did I just open? A checking account. Cool, so now I’m stuck with this checking account I don’t really want, but if there’s a chance they can help me achieve a healthier financial life, I thought why not. Moved all my money over, all my bill payments, all my direct deposit, and closed my old checking account. Avant was my future for banking, I guess. That was just over 2 months ago. Now, about 9 total weeks after opening the account, I’ve closed my Avant checking account and want to warn everyone who might read this to stay the heck away from them. Continuing with their flaws, this is an anemic checking account. I haven’t been able to confirm whether or not they actually use Chexsystems, but I would assume they don’t; in that case, there’s literally no reason to open this account unless for some reason you’re not able to open one with Chime or SoFi, two other non-Chexsystems fintech companies that offer completely free feature-rich checking AND savings accounts. Avant deposit accounts are checking-only (no savings account offering whatsoever) with no APY, no Zelle, no checks, no check deposit (mobile or physical), no cash deposit, no physical locations, no peer-2-peer payment system whatsoever, no dedicated bill pay, a really bad ATM system (not even AllPoint offering), and most importantly, really bad account limits. They also code transactions like Cash App and Apple Cash as “ATM withdrawals,” which means that you can kiss any chance of using your Avant account to pay rent (since there are no checks either), as their ATM limits are hard-capped at $310 unless you’ve been their customer for over a year. Next, let’s talk about their support. It basically doesn’t exist. They’re a bank that uses a ticket-based customer support system, which should already be a red flag for most people. If it isn’t, I should tell you now that despite this ticket-based support system, customer support will still go out of their way to waste your time. I was trying to close my account and was asked to give a reason why, as well as to confirm with the last 4 of my SSN and my DOB. I gave them the last 4 and my DOB, and they came back hours later with a copy-paste of the same message asking for a reason why I’m closing my account. Yes, they make you wait hours for a response but will still pester you for your opinion. Instead of just being a decent customer service representative and processing my request, they had to waste my time one last time before I ceased being their customer. Fantastic job. The most ironic thing was them telling me “here are some reasons you might wanna rethink your decision.” If there was any chance of me rethinking my decision, it was erased the moment you proved that you have NO respect whatsoever for my time. Aside from that, they have a phone number that you can call that isn’t 24/7 (no 24 hour line whatsoever), and that’s it. And just as the icing on the cake, Google is pretty much useless if you have this account; all Google results are tailored to their credit card, so whenever you search “Avant” or “Avant checking” with your problem, the ONLY results you’ll receive will either be insanely basic or won’t be relevant because they’ll be tailored towards another product. So in my mind, this bank account has no value if you value customer support at all. All in all, Avant’s checking/deposit account is just kinda pointless. An anemic account with no features, you’d be far better off with a local credit union or something like SoFi or Chime. With no customer support to back it up, this account is completely pointless and I recommend you look elsewhere if you care about your money. Thanks for reading! Edit 9/27/22 in response to Avant’s response: NO. First off, saying “we strive for great customer service” ignores the fundamental failures of your product, which I outlined very clearly in my review: your checking account is anemic and doesn’t offer nearly enough features to matter. Second off, the failures of your support system came to light when I was literally trying to close my account. There’s no way for you to fix this without reinventing your product and giving me a reason to start being a customer again. Thanks for the response, but no. Avant sucks, don’t use them.

    ...

  • author
    Marie
    Jan 01, 1970
    Avant will offer you a credit line…

    Avant will offer you a credit line after a hard inquiry & then take the offer off the table saying you don't qualify. The company is extremely unprofessional in doing an inquiry approving you then taking it off the table. Now who does that??????? that is truly legit sure not Capital one or Navy Federal.

    ...

  • author
    Sweet T
    Jan 01, 1970
    Good card credit to have

    Good card credit to have

    ...

  • author
    Roberto Herrera
    Jan 01, 1970
    Customer happy 😊

    Thank you so much appreciate

    ...

  • author
    Enid Manning
    Jan 01, 1970
    Not happy at all with the customer…

    Not happy at all with the customer service!!!!!

    ...

  • author
    Wanda Cartwright
    Jan 01, 1970
    Increase

    Avant was very helpful in my request for an increase to my credit card. It will truly help me in the future. Thanks to them!

    ...

  • author
    Sean martin
    Jan 01, 1970
    S T O P

    S T O P ! ! ! ! ! Trust me I was just like you. I thought they were the best sweetest company just like you and for credit bump and another credit increase. But, when I got sick from my job and almost lost every including my car I asked them to initially work with me and they refused. To please give me time until I try to fight for my disability money that I was fighting for. I asked please stop making it harder for me since I have always made all my payments with a zero balance. They refused. Do not be fooled by this card company because now I am still sick and every month they are sending me a bill the says now late payment 795.00 due and it keeps going up my credit limit was only 1200.00 please stay far away from this company because I gave them at one time an excellent rating until I saw the true side of avant- don’t say I didn’t warn you

    ...

  • author
    Favian aragon
    Sep 19, 2022
    Great experience so far and thank you…

    Great experience so far and thank you for the credit increase,loved.

    ...

  • author
    gina johnson
    Sep 18, 2022
    I love my Avant card

    I love my Avant card! It has helped me so much! They give increases often and I've never had any issues with my card or card services.

    ...

  • author
    J-Mo_Chicago
    Sep 17, 2022
    GREAT CARD, APP AND GREAT COMPANY! VERY HAPPY

    Applied for Avant card thru Credit Karma or Experian (can't recall which though...). Approval was fast and easy! Got card within 2 weeks. Used the card judiciously and always paid before or on time. Started off w $300 line. Several months later line was increased to $500 then maybe 1-2 months later they doubled my line to $1000. They've been very generous with increases with responsible use. The Avant mobile app is great for managing account, making payments, etc. I also use their online portal for acct management. Great company! I'm very happy with my Avant card.

    ...

  • author
    Michele Mauro
    Sep 17, 2022
    Annual fee, for what?

    Payment takes too long to arrive and post if paid through my bank like I do for every other credit which post in 2-3 days max. I have to call in my payment now. Also this is the only credit card that I pay an annual fee for and not sure what for.

    ...

  • author
    Jerome Williams
    Sep 17, 2022
    Great card

    Great card, I love it

    ...

  • author
    Emily D
    Sep 17, 2022
    This is a very good card fast and easy…

    This is a very good card fast and easy approval. And much more I even got a personal loan to.. and all in one place when making payments I recommend it to everyone.

    ...

  • author
    Angela R
    Sep 15, 2022
    Quick and easy loan application

    Quick and easy loan application. It was so quick I was nervous that I was being hacked! I ended up calling a rep because my log on locked and wouldn't allow me entry. I'm "guessing" that was a security method to change my password. At any rate, rep was very nice, like where are these people??? This is no longer the norm with customer service. I could have requested a higher loan but only needed to pay a quick bill to build my score even higher. I was approved in minutes.

    ...

  • author
    Akolsha Carr
    Sep 15, 2022
    They increase my credit line when I…

    They increase my credit line when I needed it the most! I am forever grateful.

    ...

  • author
    Francine Elizabeth
    Sep 14, 2022
    The Second Customer Service Rep!

    The second customer service rep was awesome! I was unhappy with the first call! I hung up called back and had an excellent experience! Not saying the first was bad I just did not care for the communication!

    ...

  • author
    Tara
    Sep 13, 2022
    This card has regularly increased my…

    This card has regularly increased my credit limit and easy to make payments

    ...

  • author
    gypsee
    Sep 13, 2022
    Ive been with avant for over a year and…

    Ive been with avant for over a year and think there wonderful as well as excellent customer service. Thank you Anita

    ...

  • author
    Gerald Landry
    Sep 12, 2022
    Great card easy to use

    Great card easy to use

    ...

  • author
    renesha griffin
    Sep 12, 2022
    I have been with Avant for almost two…

    I have been with Avant for almost two years and i love the random increases and if there are any issues you can call and they will address them with no issues.

    ...

  • author
    AX K
    Sep 10, 2022
    Great Customer service

    Great Customer service

    ...

  • author
    Quinn Owensby
    Sep 08, 2022
    I applied for a loan on 8/31 through…

    I applied for a loan on 8/31 through Regions bank and Avant is their waterfall lender for people with fair credit. I was prequalified with Avant and the initial process was great. My credit score was 630 on 8/31 as I received the letter from Regions showing my credit score on Expiearn and also Transunion. Here is the part that would make anyone scream... This all took place over a week. Numerous times having to submit documents. After I submitted the application- I had to sync my bank accounts-Provide paystubs-Provide copies of my IRA statement-Provide my spouse's paystubs. Everything I sent lined up with my application. They requested these documents over the course of a week. When you call you will get zero help- I mean ZERO help. I tried emailing and my email was not responded to for three days. When it was to was of Zeto help. When you go to their dashboard to check the status or see what's going on.. all it says is you have things to do and your application is going to expire. But when you call them about it- they say there is nothing you need to do and nothing to turn in continue checking your dashboard, but you do and it says it is about to expire, and yet you need to do nothing. If it expires they have you reapply which is another hard inquiry on your credit report. I have never written a review before but was so mad about this process I had to share my experience. I'm sure this company and loan program are and have been wonderful options for many. For me, it was such a runaround and horrible experience.

    ...

  • author
    Okechukwu C DURU
    Sep 06, 2022
    Very good card and i have had excellent…

    Very good card and i have had excellent experience with customer service.

    ...

  • author
    Orlando B
    Sep 06, 2022
    If I could give 0 stars I would

    If I could give 0 stars I would. I paid $365 on a personal loan today and only $130 went towards paying it off everything else was interest and a bunch of stuff that was in the small print I just did not understand. Please be extremely careful Avant does not want to help you they want to rape you take full of vantage of you while you’re in a vulnerable position just trying to get ahead in life. This is exactly how the rich stay rich and the poor stay poor, fool me once shame on you,this will never happen again to me. I had a really hard life, and now within the past five years I’ve been able to get my life on track build credit and do some things now I’m at a point where I want to move forward and I just wanted to consolidate some things and move forward efficiently instead I completely screwed myself dealing with Avant. Now I have to wait to buy house for me and my family and do other things in life because of Avant. If you deal with this company you are not moving forward,you are moving backwards while they are moving forward with your money please don’t do it just work hard and pay your stuff off like I should’ve did. I work very hard for my money I guess I should’ve just been a little more patient in paying stuff off, because in the end that’s the way the situation would’ve paid off the best. Avant are organized thugs that are legitimately robbing people that don’t have nothing to begin with.

    ...

  • author
    Jeffery B
    Sep 06, 2022
    The loan application was quick and…

    The loan application was quick and easy. We had our money in our account the next day!! Thank you Avant!1

    ...

  • author
    Dorothy James
    Sep 03, 2022
    loan

    Thank you so much for making this a very quick experience.

    ...

  • author
    Christie Lawrence
    Sep 03, 2022
    Great card

    Easy to pay and pay on time you get increase

    ...

  • author
    Richard Zmaczynski
    Sep 03, 2022
    Very easy to use easy to use phone app

    Very easy to use phone app. Good card to use.

    ...

  • author
    Sarah Box
    Sep 02, 2022
    I’m very pleased with the service I…

    I’m very pleased with the service I received today ! The credit line increase was needed.

    ...

  • author
    April G
    Sep 02, 2022
    Quick and easy

    Didn’t take much time and got the money pretty quickly.

    ...

  • author
    Ramone from Michigan
    Sep 02, 2022
    Simple Clean App

    Avant card is simple to use with a clean interface. Went to see if I was eligible for a credit limit increase. Made a request inside the mobile app and I was instantly approved for a $250 increase. New credit limit $1250.

    ...

  • author
    Anonymous G
    Sep 01, 2022
    This is first time using Avant and I…

    This is first time using Avant and I must admit the process was very easy. I was able to payoff my credit cards and consolidate to one payment a month

    ...

  • author
    ImThatMom
    Aug 31, 2022
    Great credit card to have!

    I think Avant is a great credit card to have. I really like the fact that you can make the payments with your debit card from your bank account which automatically debits the payment from your bank account instead of waiting the 3 days for the bank payment to clear. The Interest rate is low and after making consistent payments you are able to receive a credit increase. The website is also very easy to navigate through. I highly recommend this card.

    ...

  • author
    Wanda W
    Aug 31, 2022
    Helped with money needed to consolidate…

    Helped with money needed to consolidate credit cards. Received reasonable rate and payment terms. Easy application process, money deposited within 3 days. Very satisfied with my experience.

    ...

  • author
    Mike Vafadar
    Aug 31, 2022
    Called customer service and talked to…

    Called customer service and talked to Jacklyn, about a charge on my account that shouldn't be there, she couldn't help me and sent me to fraud dep. and talked with shameless who had no clue how to help me and I asked for a supervisor and she wouldn't connect me to one, THE WORST CUSTOMER SERVICE!! I just decided to close my account, which now I have to call another number!!! NO THANKS!

    ...

  • author
    Chris H.
    Aug 31, 2022
    RIDICULOUS HOOPS to jump through

    RIDICULOUS HOOPS to jump through A scammer opened an account in my name through Avant, because they make the process super easy for scammers, and tried to get funds. Those funds were denied apparently. But these are the hoops Avant wants people to jump through for them to acknowledge scammers hurting YOUR CREDIT through THEIR COMPANY PRACTICES. Don't do business with them. The reviews from customers make it clear Avant will WASTE HOURS of your time to clear up any issues you run into with them. EMAIL RECEIVED FROM AVANT: Thank you for contacting Avant. Your account has been forwarded to us because you have indicated that you do not believe you applied for credit from Avant. Avant has been able to locate an account in your name. It is important to note that the application in question has not been funded. However, an inquiry may have been initiated by Avant into your credit profile. Inquiries can affect your credit score and are visible to third parties viewing your credit report. If you still believe you have not applied for credit from Avant, please take the following steps: 1. Print and complete the attached “Identity Theft Victim’s Complaint and Affidavit” (“Affidavit”). The Affidavit must explicitly mention Avant in order to be accepted. You must have the Affidavit (item 22 on page H-6) witnessed by a Notary Public. If you elect not to complete the attached Affidavit, you must file a Law Enforcement Report, described in item 20 on page H-5 of the Affidavit, or an IC3 referral form. The law enforcement Report or IC3 referral form must explicitly reference Avant in order to be accepted. Filing a false Law Enforcement Report may result in criminal prosecution with penalties up to a felony conviction. 2. Deliver the Affidavit, Law Enforcement Report or IC3 referral form and any other supporting evidence of identity theft you may have, to Avant via email, fax or mail.

    ...

  • author
    Kathy G.
    Sep 07, 2022
    I thought this was a good idea...but…

    I thought this was a good idea...but no. I applied for an received an Avant card. The very first time I used it, it was declined. When I called, the rep said their systems were down. So I asked where could I go to find out if they were having issues like that before I tried to use it. The answer: No where. Good luck. Then, when I was able to use it, and went online to pay the bill, I called and asked when would my payment be posted to my account. They said within one day. BUT it would not be considered available credit for 10-15 days. So really you really only have access to the the available credit on the card about 15 days out of the month? Why is it Capital One and Chase can post a payment the day you pay them and Avant needs 15 days. Paid off the card and stuck it in a drawer. Useless. UPDATE: So I reached out to Avant like their response said and asked how they were going to "fix the situation." And their response was no response. The reply said to email them. And then when I did, they said I had to call. Guess what will happen when I call? This company posts responses to these reviews as a way to seem like they are listening. They are not. Clearly. #reallybadmarketing

    ...

  • author
    Desiree P
    Aug 30, 2022
    This company is operating illegally and…

    This company is operating illegally and should not be used by any service member! They have refused to comply with the Ohio SCRA benefits and state they are in compliance with all state and federal laws and are committing fraud! DO NOT USE THEM! They will try and charge you a high interest rate even with federal and state laws protections that are to be in place! Google Ohio SCRA and it clearly states that refusal to apply this benefit could result in jail time! The CEO needs to be held accountable for hiring people who fail to have a companies best interest and my contract needs to be voided! I have contacted the Ohio attorney general, filed a complaint with the BBB, and will notify the military branches of their unethical practices.

    ...

  • author
    Phil
    Aug 29, 2022
    They are great at Avant!

    They are great at Avant!! The Customer Service have great people working there! When I need an credit increase they sure help me get it! I have been with them almost 3 years with them and I’m never leaving! If you don’t have an Avant card? You should get one! Thank you Avant! 👍

    ...

  • author
    Ronald B
    Aug 28, 2022
    You guys help me out of a bind when I…

    You guys help me out of a bind when I needed it and thank you

    ...

  • author
    Nenita C
    Aug 28, 2022
    Avant excellent service

    I was so pleased of Avant excellent good service.They are very helpful no hazzle no dazzle Avanti will help you in times of your need in fast quick accurate response.I was so inpressed i receive what I need in 3 days.I fully recommend to everyone to come for help at Avant financial.They will surely help you honestly full of compassion and care.

    ...

  • author
    kc
    Aug 31, 2022
    I apied for a personal loan

    I apied for a personal loan. I have a fico score of 715.and 27%credit usage according to experian. They turned me down because of late payments during the pandemic lock down. My income for the next year and a half is increased substantially. Great understanding of a crisis situation. And one that is highly unusual. I will not consider them in the future. follow up i did receive the reasons and they are because of late payments during the lock down,

    ...

  • author
    Meghan Bailey
    Aug 27, 2022
    I love Avant

    I love Avant. They were the only company that would issue me a personal loan when I really needed it. They have also increased my credit limit twice on my card.

    ...

  • author
    Keith S. Elgin, IL
    Aug 27, 2022
    A bit of a joke

    The credit increase I received vs my account status and history, income, and credit score was an absolute joke.

    ...

  • author
    Wendy Green
    Aug 27, 2022
    This was a horrible experience

    This was a horrible experience. There was nothing fast about it at all. This would have been my 3rd loan through Avant. It would appear they only finance high interest loans and once your credit score goes up they are no longer interested in financing you since you qualify for a lower rate. It's a disgrace. I full intend to reach out to their corporate offices due to this terrible experience. I spent over 3 hours in the last 3 days trying to get an answer and all I got was the runaround. I don't know what changes have been made to their personnel over the last 2 years, but it is terrible. I would not recommend Avant to anyone.

    ...

  • author
    J Q
    Aug 26, 2022
    The best I've been able to submit…

    The best I've been able to submit payments and have seen my credit go up by utilizing this card.

    ...

  • author
    Patricia-Jacksonville ,FL
    Aug 26, 2022
    Application process was easy to navigate.

    Great organization to deal with.

    ...

  • author
    Deborah L.
    Aug 25, 2022
    Online application was a breeze.

    The online application process was quite simple. The turnaround for the decision was prompt. It was much easier this time around than the first request.

    ...

  • author
    Holly Bright
    Aug 25, 2022
    It's an awesome card

    It's an awesome card. It reports to all 3 credit bureaus and they give credit raises!! I haven't ever had any problems work them. I love my card!!

    ...

  • author
    Haydee Torres
    Aug 25, 2022
    It was very fast and I appreciate it

    It was very fast and I appreciate it

    ...

  • author
    John Suarez
    Aug 24, 2022
    So far so good

    So far so good. No issues yet with this card. Had it do awhile now and it’s been a great card for building credit.

    ...

  • author
    Tishia
    Aug 24, 2022
    Avant was one of the first credit cards…

    Avant was one of the first credit cards I applied for when rebuilding my credit several years ago. I've been happy with the card and recently they increased my limit - an unexpected surprise.

    ...

  • author
    Faith Susi Richards McKee
    Aug 24, 2022
    Wonderful card

    Wonderful card. No problems or complaints at all. Very satisfied!!

    ...

  • author
    Nathan E
    Aug 24, 2022
    The process was very easy

    The process was very easy . Good for someone who is trying to build their credit. My money was deposited in 3 days .

    ...

  • author
    Melinda Walker
    Aug 24, 2022
    happy with this card. Great credit builder

    So far happy with this card. I’ve had it for a year now and have received 2 credit limit increases. 1 at 6 months and 1 at 12 Months. I keep this card for credit growth- only using it for my streaming service payments. No issues

    ...

  • author
    Stephen Henderson
    Aug 24, 2022
    Great card for building/improving credit

    It's one of the very few good cards for building credit. They give credit increases, if you pay on time every month of course, unlike most of the others. They're interest rate is also comparatively low. I recommend them

    ...

  • author
    Marilyn Holdren
    Aug 24, 2022
    I have been with them for 2 yrs now and…

    I have been with them for 2 yrs now and haven’t had any problems Just got a credit increase which was a surprise

    ...

  • author
    Yasenya
    Aug 24, 2022
    great experience

    this credit card has helped me build my credit! and the credit increase helped a lot, thank you

    ...

  • author
    V G
    Aug 24, 2022
    Avant has been very useful for me

    Avant has been very useful for me

    ...

  • author
    Cindy Milligan
    Aug 24, 2022
    They've been very attentive to usage…

    They've been very attentive to usage and any suspicion of fraud. It has been helpful with credit building as well. Awesome card and customer service so far!!

    ...

  • author
    Chester Pratt Jr
    Aug 24, 2022
    Great card will work with you and will…

    Great card will work with you and will help you raise your credit score thanks avant

    ...

  • author
    Adam
    Aug 24, 2022
    Phishing Emails

    I never opened an account with Avant. They keep sending me "Thank you for choosing Avant" emails and asking me to review, so here it is. I have had my credit frozen and nothing new has been opened. They keep phishing for something. Something is off about this company. Trust your gut and good luck.

    ...

  • author
    Whcjcj
    Aug 23, 2022
    Absolutely love this credit card!

    Absolutely love this credit card!! Amazing perks and easy to get a credit increase

    ...

  • author
    Ed
    Aug 23, 2022
    How does Avant justify 30% APR???

    Despite my having paid-in-full three prior Avant loans, never one day late on a payment, and charging an annual interest rate in excess of 30%, Avant still wants to do a debt to income analysis. I supplied bank statements which show deposits. Not enough for Avant. If I wanted to go through the bother of submitting two years tax returns, I'd go to a conventional lender who charges a much lower rate. That's where I'm headed. So much for convenience.

    ...

  • author
    Lisa S
    Aug 23, 2022
    Was the easiest process ever

    Was the easiest process ever! I had my approval in just a few hours and my $ was deposited 2 days later!! I highly recommend them!!

    ...

  • author
    Victor
    Aug 23, 2022
    Good service

    Good service. Good about line increase when you pay on timr

    ...

  • author
    Sumita Lyons
    Aug 23, 2022
    Easy and convenient process

    Easy and convenient process ! Quick results !

    ...

  • author
    Bobby Walker
    Aug 24, 2022
    They emailed me asking for a review.

    They emailed me asking for a review. When I asked them what product I had through avant they canceled the trustpilot link and never responded. I did finally do a password reset to find out what they thought I had done with them. Turns out they claim that I applied for a loan from them via lending tree which I never did. Their lack of interaction with someone trying to find out what's going on speaks absolute volumes about the support you're likely to get if you do get a loan with them. Their response was to send me to the same email they didn't respond to originally. Take that as you will.

    ...

  • author
    Christopher Pope
    Aug 22, 2022
    Great card to have!

    Great card to have!

    ...

  • author
    MaryLou FitzGerald
    Aug 22, 2022
    I appreciate you noticing me as a good…

    I appreciate you noticing me as a good customer! Thank you for the raise in credit limit!

    ...

  • author
    Dakota Holt
    Aug 22, 2022
    DO NOT DO BUSINESS WITH AVANT!

    Submitted an application 10 days ago then received communication after approved funds would be deposited in 1-3 business days and that was 5 business days ago. Fast forward to this past Friday 08/19 received another email stating my application had expired. Now I'm unable to speak to anyone regarding this matter because no one at Avant has a clue what is going on and I've spoken to 4 different individuals and when you ask for a supervisor they hang up on you and then you call back and have to wait 20+ minutes to get some one on the phone. I'm about to file a complaint with the Attorney Generals Office and the Better Business Bureau.

    ...

  • author
    Peter Gomez
    Aug 22, 2022
    fastloan

    It was easy and fast and helpfull Thang you

    ...

  • author
    Charles
    Aug 22, 2022
    Worst credit card ever

    Worst credit card ever. My card was used for fraud and they still forced me to pay for it. Once I have paid this card off I am canceling it. Please stay away from them!

    ...

  • author
    Debra Jean
    Aug 22, 2022
    FRAUD

    This stupid company sent me emails to ask how they are doing. I DO NOT USE AVANT. My Tech Company, Tech To Us which costs me a fortune but is worth it, uses malwarebytes. We emailed them back and said if I see one charge in my banks or credits cards they will be reversed immediately.

    ...

  • author
    customer
    Aug 22, 2022
    Credit card review

    I like this card it's pretty much for ppl starting to build credit, it's helped me so far i wish they would give an increases in my limit and drop the interest rate from being so high.

    ...

  • author
    Capt. Boedeker
    Aug 22, 2022
    Scam Alert from “support&e.avant.com”

    Looks like a simple Phishing Email Scam. The Actual company knows about it and has even posted a blog post about people posing as them. Just google Avant “Protect Yourself from These COVID-19 Scams” and their company blog post explains what happened. I would honestly just say throw the email out it’s just a scam like normal these days.

    ...

  • author
    Yvonna Palmer
    Aug 22, 2022
    Easy to get my credit card. Bit of a Hassle making my payment

    Easy to apply and get my credit card. Only drawback is that all of my other cards are paid thru an automated system, which I prefer. With Avant I actually have to deal with a real person.

    ...

  • author
    Lisa S
    Aug 21, 2022
    Avant made the online process very…

    Avant made the online process very easy. I was happy with the experience. We recommend

    ...

  • author
    Stacey S
    Aug 21, 2022
    Easy to apply

    Easy to apply

    ...

  • author
    LI
    Aug 22, 2022
    I received an email from them asking me…

    I received an email from them asking me to rate my experience with them. I thought my identity had been stolen. I have NEVER used or applied for a personal loan through them. I lost sleep that night because their call center was closed for the evening and I had no way of contacting them. After calling them the next day they told me that I DO NOT HAVE AN ACCOUNT with them and they could not even tell me exactly where they got my full name and email address from. This Makes me wonder if they are opening customer loan accounts just like Wells Fargo and US Bank were doing until they got caught by the FEDS. If you notice over 90% of the positive reviews are from people they invited to leave a review. Then they messed up and sent invites to people that they should not have and boom! This just shows how messed up this company is they send invites to people that will give them positive reviews. I tried clicking on the link they sent me but it was disabled even after I called them and they assured me that the link still worked even though I was going to rate them horribly. I have a feeling this is the same for everyone else that got these fraudulent review invites. DO NOT DO BUSINESS with a company that is willing to make up reviews! They do it because they are crooked.

    ...

  • author
    Reginald M
    Aug 21, 2022
    Great service

    Great service

    ...

  • author
    Jason V
    Aug 21, 2022
    Solicited review…

    Had a personalized email sent to me soliciting this review. I have never done business with this company and was very suspicious. Due to these practices I would caution folks away from Avant.

    ...

  • author
    Gemetra Black
    Aug 21, 2022
    Scam

    I’m glad that I came to this site and read the reviews on Avant. I received an email from them requesting I review them on Trust Pilot. I’ve never dealt with them and was concerned someone had used my credit. After verifying all is well, I became angry. How Dare They, SCAM!

    ...

  • author
    Cheri Walker
    Aug 21, 2022
    I was having some security problems…

    I was having some security problems which have been fixed. My account was locked. I have called several time and I can't seem to get anyone able to unlock my account. It has been over 60 business days. I still can not use my card. I keep sending email and calling. My account it still locked. If I can't use the card. It is no good. I need help!

    ...

  • author
    Gavin last nams
    Aug 21, 2022
    Company begged for review

    Useless to do business with company begged for reveiw so here it is.

    ...

  • author
    Joshua Beard
    Aug 21, 2022
    Avant double charged me $500

    Avant double charged me $500. Unable to talk to anyone who understands anything. No one has ever returned a phone call.

    ...

  • author
    Craig Ro
    Aug 21, 2022
    Another email scam from hackers?

    So I just received this email asking from this company asking me to rate them on trust pilot. Thing is I never have done business with then or even heard of them. Hope this isn’t a scam or someone has gotten my identity and opened an account with them? So who do these folks get my email address from? One of my hacked email accounts.

    ...

  • author
    John Wissinger
    Aug 21, 2022
    Scam alert.

    Just like many others i have read here. I received an email from them, asking me to review them here. I am not a customer of theirs. I never will be after dealing with the stress of this, i am vigilant when it comes to my credit, and who i do business with. Hopefully i didnt screw up be replying to the email support team letting them know i dont have an account with them.

    ...

  • author
    Stewart Loshe
    Aug 21, 2022
    Don't do it

    I attempted to get a credit card (trying to fix past issues). They not only denied me in like 2 mins, but then repeatedly spammed my email. Smh, don't believe the talk of credit for anyone.

    ...

  • author
    ST
    Aug 21, 2022
    I received an unsolicited email from…

    I received an unsolicited email from them requesting I review them. I have never done business with this company. After reading the reviews on this site I now know this is a scam to get individuals to believe someone opened an account under their name and then contact Avant and provide personal information to them. STAY AWAY!!

    ...

  • author
    Trevor
    Aug 21, 2022
    Don't Use This Site

    Tried to set up a fund through Avant that would be a retirement plan later on. Since I needed to change my address, I requested the change. Through some form of miscommunication, my account got cancelled, and I couldn't access it, but was still getting billed. While I never got refunded, and they did finally stop charging me, it was a big waste of time and effort.

    ...

  • author
    April Brown
    Aug 21, 2022
    Wow absurd and solicitous. Avant- wants to know how they are doing via email even if you aren’t a customer.

    I get an email asking how avant- is doing and wanting me to leave a review when I don’t even have an account with them. This is solicitation. Their records are so inaccurate they don’t even sort through who is a current customer and who is not. Definitely a no go!!!

    ...

  • author
    Riley V
    Aug 21, 2022
    No idea why this company keeps emailing…

    No idea why this company keeps emailing me to write reviews when I have no clue what it is.

    ...

  • author
    Justin Pruitt
    Aug 21, 2022
    Fishing scam emails.

    These people sent me an email about a random account i never created telling me to come here. They also wanted personal info just to check my account to see if a scammer has been using them to rob from me. Its clear this company is trying to fish for my info. Stay away from these people. Im not the only one, if you apparantly call them they still fish for info all while threatening you with possible fraud goijg on your account

    ...

  • author
    David L
    Aug 21, 2022
    Excellent Customer Service

    Excellent Customer Service, Easy to Navigate Mobile App.. Great Company to do business with!

    ...

  • author
    Julie Walsh
    Aug 26, 2022
    Questionable Data Security

    UPDATE: to my surprise, I just checked my account and saw that all fraudulent charges were refunded plus the interest charges for each. I have increased my rating to 3 stars as I didn’t have to call again or hound them to credit my account. Still some red flags though about their data security though that I can’t ignore, and the fraud department process was very odd. I also just received an email yesterday that I was declined for a credit card however I did not apply for a second one so I’m not sure what that’s about…. ORIGINAL REVIEW: I have to assume that 90% of their 5 star reviews must be fake because Avant either has some serious security/data issues OR they are the issue. I’m leaning towards the latter. Since I was first approved for my Avant card I’ve been having some serious issues with mass spam emails and fraudulent activity. I had 7 fraudulent charges on my Avant card last month and my attempts to rectify the issue has shown Avants true colors and I completely question their legitimacy. I don’t believe they have any actual employees and I really question whether companies like this are really the problem, rather than the “ghost hackers” out there stealing data. If I could go back in time, I absolutely would not have disclosed any of my information to this company. Period.

    ...

  • author
    Allan Holtzmann
    Aug 21, 2022
    Highly recommended

    Highly recommended! I have used Avant multiple time to deal with unexpected expenses and it has always been a good experience.

    ...

  • author
    ninthgates shadow
    Aug 21, 2022
    got an email asking me to write a…

    got an email asking me to write a review, i either have not applied with this company or was denied, either way why would they want me to write a review?

    ...

    BestMoney.com

    Copyright © 2009-2022 Natural Intelligence Ltd. All Rights Reserved.

    By using our content, products & services you agree to our Terms of Use and Privacy Policy.

    NMLS Consumer Access

    Bestmoney is a dba of Natural Intelligence Technologies Inc.

    Natural Intelligence Technologies Inc. NMLS # 2084135

    CT: Mortgage Broker only, not a mortgage lender or mortgage correspondent lender.

    • About Us
    • Cookie Policy
    • Terms of Use
    • Partner with us
    • Privacy Policy
    • Contact

    Designed to help users make confident decisions online, this website contains information about a wide range of products and services. Certain details, including but not limited to prices and special offers, are provided to us directly from our partners and are dynamic and subject to change at any time without prior notice. Though based on meticulous research, the information we share does not constitute legal or professional advice or forecast, and should not be treated as such. Company listings on this site DO NOT imply endorsement. We are not a loan provider or a broker and we do not offer loans or mortgages directly to end users, but only allows users to match with lending partners and platforms that may extend a loan. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. Any matching request submitted through our website does not constitute a loan application and you will have to submit a loan application to the respective lender before the lender provides you with an actual offer. We do not warrant that you will be approved for a loan, nor that you will be offered a loan with the same terms presented on our website.

    Insurance services offered through Natural Intelligence Technologies Inc.: Licenses

    Reproduction in whole or in part is strictly prohibited.