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Bestmoney Staff
May. 26, 2021
1 min read
BestMoney Staff
StartAutoLoan summary is an online car loans marketplace. It aims to match drivers with personalized auto loan offers. The platform caters to drivers with bad credit or no credit. Therefore, it is recommended if your credit score is 670 or less and you’ve had trouble getting approved by other car financing providers.
  • Accepts drivers with bad credit or no credit
  • Accepts applicants with bankruptcies
  • Gets you in touch with a lender in 10 minutes
  • No transparency about partners or rates
  • Barely any customer support
  • SSN and other sensitive info required to see rates

StartAutoLoan StartAutoLoan View Rates

Suitable For?

As discussed in the intro, this service is recommended for drivers with bad credit or low credit. Bad credit refers to people in what is known as the “fair” or “poor” credit range, i.e. credit scores of 670 or below. Drivers with bad credit typically find it harder than other borrowers to get approved for an auto loan. This is where the marketplace steps in, helping match you with a suitable lender.


With, what you see is what you get: a marketplace that helps match you with auto lenders. Aside from the loan matching tool, you won’t find any other products, services, or education resources on this platform.

Here are the main features of the marketplace platform:

  • Allows you to apply for an auto loan from the comfort of your own home
  • Prequalifies you for multiple lenders from its partner network
  • Gets you in touch with a lender in typically around 10 minutes
  • Gets you approved in typically 24 hours
  • Takes just a couple of minutes to fill out the application form

Application Process

The application process for really couldn’t be simpler. All that’s required of you is to spend 2-3 minutes entering in key information about yourself. Once that’s done, will show you prequalified offers from its network of vetted auto financing providers. If you like one of the options, click on it to proceed to a formal application.

Here’s what info you’ll need to provide:

  • Name and contact details
  • Social security number
  • Requested loan amount
  • Available down payment
  • Monthly income
  • Monthly housing payment
  • Bank account type
  • Employer name, job title, and length in employment
  • Co-signer details (if you have one)

It’s important to note that as part of its service, will share your contact details with its partners. Therefore, you can expect your phone to start ringing within a few minutes of hitting the “Submit” button on your application. provides virtually no information on which lenders it works with. However, we did some digging around on its website and found that its partners include 1800CARSHOW, Detroit Trading, DriveTime, and other third parties.

Loan Types and Terms exists solely to match users with secured auto financing. It is not a lender and not a broker, only a matching service. Unfortunately, it doesn’t offer any information whatsoever about the rates and terms you can expect to be offered by its partners. However, given that caters to borrowers with bad credit, no credit, and prior bankruptcies, it’s safe to say the interest rates are going to be higher than average. 

How Safe Is It? 

Whenever you provide someone your social security number, you want to be sure your personal data is protected. In the case of, we’re happy to report its website is secured by McAfee Secure SSL security, meaning your social security number is encrypted and can’t be read on anyone else’s screen. With that said, we’re concerned that nowhere on the website do they reveal the name or details of the business that operates the website.

Help & Support

If you have bad credit and want the convenience of prequalifying for multiple lenders through the internet, then use this service. However, be aware that aside from a direct contact form on the website, they don’t offer any customer support.

StartAutoLoan StartAutoLoan View Rates


There are really three reasons to use instead of other loans marketplaces: having bad credit, no credit, or prior bankruptcies. If any of those things describe you, you’ll find it difficult to get approved for regular auto financing. This is where steps in, finding you tailored financing options for your next vehicle purchase.

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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