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National Auto Quotes

National Auto Quotes
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Bestmoney Staff
Apr. 16, 2021
3 min read
BestMoney Staff
National Auto Quotes Summary
National Auto Quotes is a search engine that connects users with the best vehicle insurance policies in their state. Users enter their information into an online form, including their zip code, personal details, and information about their vehicle. National Auto Quotes’ automated search tool does all the rest, finding the most suitable insurers and best deals for the user’s needs.

National Auto Quotes at a glance

2.4
Editorial score

Insurance Features

This category measures the overall quality of the product
2.4

Discounts Available

This category measures the overall quality of the product
2.4

Customer Service

This category measures the overall quality of the product
2.4

Online Experience

This category measures the overall quality of the product
2.4

Direct Insurer?

This category measures the overall quality of the product
2.4

Pros and Cons

The main reason to choose National Auto Quotes is that it saves you time and money. Finding the best car insurance deal for your needs can be time consuming. National Auto Quotes saves you countless hours by comparing top insurers and connecting you with the ones it thinks offer the best types of coverage for your needs. Not only that, but the service is free to use, saving you time and money.

There aren’t any obvious downsides to using National Auto Quotes. However, it’s worth noting that this service isn’t as comprehensive as some of its rival car insurance marketplaces. While some insurance search tools work with more than 100 partners, National Auto Quotes works with a modest amount of top car insurance providers. As with all insurance marketplaces, users should be aware that National Auto Quotes doesn’t directly underwrite insurance policies. It exists solely as a service for searching and comparing insurers.

Types of Auto Insurance

National Auto Quotes serves drivers in all 50 states. Its partnering insurance providers offer all the major forms of coverage.

Liability. Comprises Property Damage (PD) and Bodily Injury (BI) liability. PD covers damage caused to another person’s property when you’re at fault; BI covers injuries to other people when you’re at fault.

Collision. Covers repair or replacement of your vehicle when you’re involved in a collision with another vehicle or object, regardless of which driver was at fault.

Comprehensive. Covers all types of non-collision damage regardless of who was at fault. This includes fire, flood, vandalism, theft, and hitting an animal.

Uninsured Motorist / Underinsured Motorist. Covers all liabilities if you’re involved in an accident with an uninsured or underinsured driver.

Medical Payments. Known in some states as Personal Injury Protection or PIP, this covers medical and rehabilitation costs for you and any other passengers traveling in your vehicle at the time of an accident.

Additional Features

From a scan of National Auto Quotes’ partnering car insurance providers, we found the following add-ons:

Rental Reimbursement: Covers the cost of a rental car when your own vehicle is in the repair shop after an accident.

Extended Warranty: Once your car manufacturer’s warranty expires, you can purchase extended warranty from a car insurance provider. Many of National Auto Quotes’ partners offer extended warranties for period of three years, with the option of extending for another three years at the end of each period.

Emergency roadside assistance. Covers things like tire change, jump-start, fuel delivery, and towing and labor.

Gap coverage. If you’re involved in an accident with a leased vehicle or a vehicle you haven’t fully paid off, this covers the difference (or “gap”) between your car’s value and the balance left on your loan or lease.

Extended coverage. According to National Auto Quotes, some of its partners offer additional forms of extended coverage to give vehicle owners extra financial protection.

How to Apply

To compare the best vehicle coverage from National Auto Quotes’ partners, start by selecting zip code and state. You’ll then be asked to proceed through the following pages:

Primary vehicle information: Vehicle year, make, model, trim, ownership status (owned or lease), and option of adding additional vehicles.

Driver information: Gender, birth date, state where you’re licensed, approximate daily and annual mileage, education level, occupation, credit rating, house ownership, SR-22 obligations.

Policy information: Desired coverage, comprehensive deductible, collision deductible, medical deductible, current insurer and coverage, and length of time you’ve had continuous coverage.

Last step: Name, email, phone, and full residential address.

At the end of the form, you’ll be given the option of clicking yes to saving 20% by bundling a home insurance quote. Then you’ll be redirected to a new screen showing two or three best matches. Simply click on the “Go” button to be taken to your preferred insurer’s website to complete a car insurance application.

Filing a Claim

National Auto Quotes is purely a car insurance marketplace and not an underwriter of vehicle insurance coverage. Therefore, the user’s relationship with National Auto Quotes ends the moment they choose one of its partnering insurers. After purchasing a policy, all claims go through the actual underwriting insurance company. Most of National Auto Quotes’ partners let you file claims via one or more of these methods: phone; live chat; online portal; mobile app.

Contact Details

The best way of contacting National Auto Quotes is by sending an email or using the direct contact form on its website.

Email: contact@nationalautoquotes.com

Mail National Auto Quotes, 531 Main Street Suite 902, El Segundo, CA 90245

Summary

National Auto Quotes is one of a growing number of auto insurance search engines that utilizes big data technology to help you compare policies. National Auto Quotes favors quality over quantity, working with a small number of highly-rated nationwide insurance providers. The service is free and works for residents of all 50 states, matching each user with the best coverage to fit their profile and needs. While National Auto Quotes isn’t the largest car insurance marketplace in the business, it is safe to say that it works only with large and experien

BestMoney Staff
Written by
Bestmoney Staff
Our editorial staff consists of writers who are knowledgeable about financial services. We specialize in simplifying the process of choosing the right provider for your needs.
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