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Best Auto Insurance Review

Best Auto Insurance-QS
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Nadav Shemer
Apr. 16, 2021
3 min read
Nadav Shemer
Best Auto Insurance-QS Summary
Advertising Disclosure Best Auto Insurance is an online car insurance marketplace that helps users compare and purchase auto coverage from some of the nation’s largest insurers. Like some of its rival auto insurance marketplaces, Best Auto Insurance’s platform scans through all of its partners to find the most suitable policy for each applicant according to their state, type of car, and budget.

Best Auto Insurance-QS at a glance

2.4
Editorial score

Insurance Features

This category measures the overall quality of the product
2.4

Discounts Available

This category measures the overall quality of the product
2.4

Customer Service

This category measures the overall quality of the product
2.4

Online Experience

This category measures the overall quality of the product
2.4

Direct Insurer?

This category measures the overall quality of the product
2.4
Best Auto Insurance

Pros and Cons

If you can look past the outdated website design, Best Auto Insurance actually provides a very useful service. Its search tool taps into 55 of the nation’s top car insurance providers to deliver the best rates and policies for each individual applicants’ needs. But the best thing here is its transparency. While most car insurance marketplaces require you to enter your contact details in order to get a quote, Best Auto Insurance advertises exactly which brands it works with – and offers a useful table comparing each of the brands according to measures like user satisfaction, pricing, and customer service. Visitors to the Best Auto Insurance website can search for the best insurance company by make, best insurance company by state, and best insurance company by policy. The service is free of charge, and visitors can use it to get as many quotes as they like without having to make any commitments whatsoever.

The only glaring disadvantage with this service is the lack of contact options. There’s no way to reach Best Auto by phone, and although there is an email address – Best Auto doesn’t make any promises regarding response times. The other thing worth mentioning here is that Best Auto Insurance is a marketplace and not a direct insurance provider. It’s a useful tool for finding the right auto coverage, but that is where it’s services end.

Types of Auto Insurance

Best Auto Insurance works with dozens of the country’s top insurance providers to help drivers get the best deals on the following types of auto coverage:

Liability. Covers injury to other people and damage to other people’s property when you’re at fault in an accident. Pays for things like medical expenses, car repairs, and court costs. This type of coverage is mandatory in most states.
Collision. Covers repairs and replacement of your own vehicle in an accident with another vehicle or object.
Comprehensive. Covers repairs and replacement resulting from non-collision incidents such as fire, flood, vandalism, theft, or hitting an animal.
Uninsured Motorist / Underinsured Motorist. Covers liability costs when you get into an accident with a driver who doesn’t have sufficient coverage.
Personal injury protection. Covers things like medical, rehabilitation, lost wages, and childcare when you and/or your passengers are injured as a result of an accident.
Medical payments coverage. Covers medical expenses if you and/or your passengers are injured as a result of an accident.
Rental reimbursement. Covers the cost of renting a replacement vehicle when your own vehicle is in the shop as a result of an accident. Usually kicks in when you’re without your car for more than 24 hours.
Extended coverage. A broad term that describes financial protection against various types of vehicle-related issues. Extended coverage varies from one insurance company to another, and generally covers things like gap coverage, emergency assistance, and rental reimbursement.

How to Apply

With Best Auto Insurance, you can apply for dozens of auto insurers at the same time. Simply fill out Best Auto Insurance’s online form to compare the best quotes from its network of partnering insurance companies. You’ll need to enter the following information in order to get your quotes:

  • Zip code
  • Vehicle information, including: year, make, model, trim, and ownership status
  • Driver information, including: estimated daily and annual mileage, state that issued your driver’s license, gender, and birthdate
  • Additional driver information, including: education level, occupation, credit rating, and home ownership
  • Policy information, including: desired level of coverage (state minimum, basic, standard, or superior); desired comprehensive deductible; desired collision deductible; desired medical deductible; and details of your existing insurance policy, if you have one
  • Personal details, including: full name; email; phone number; and address

After submitting your form, you’ll be redirected to a screen showing the top quotes from Best Auto Insurance’s network of providers. Select your preferred insurance provider to be redirected to their website, where you’ll be given an opportunity to fill out another application form and purchase your policy.

Filing a Claim

While insurance marketplaces like Best Auto Insurance can be incredibly useful when it comes to finding good rates – it’s important to be aware that that is where the relationship ends. When you purchase coverage from an insurer recommended to you by Best Auto Insurance, you become a customer of the insurer itself. Therefore, all claims need to be submitted directly to the insurer Most of Best Auto Insurance’s partnering insurance providers accept claims by phone, live chat, online submission, or mobile app.

Contact Details

The best way to contact Best Auto Insurance is by email. Unfortunately, it doesn’t offer any phone number or live chat option.

  • Email: info@bestautoinsurance.com
  • Mail: Best Auto Insurance, 531 Main Street Suite 902, El Segundo, CA 90245

Summary

Best Auto Insurance is one of the longest-running online auto-insurance marketplaces, letting users compare and purchase coverage from 55 of the nation’s largest insurers. Its website has a wealth of useful resources, allowing visitors to see lists of the best auto insurers by state, vehicle type, and policy type. The service is free of charge, with no limits or obligations on the user.

Nadav Shemer
Written by
Nadav Shemer
Nadav Shemer specializes in business, tech, and energy, with a background in financial journalism, hi-tech and startups. He enjoys writing about the latest innovations in financial services and products. He writes for BestMoney and enjoys helping readers make sense of the options on the market.‎

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